Credit Cards (US)

TOP 17 card options: the best for every credit score!

What are the best card options? We go over some of our best recommendations for all credit scores. Check our full post and learn all there is to these brands before taking your pick!

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by Victória Lourenço

05/06/2022 | Updated on 07/08/2022
Find out the best card options on our website! Source: Adobe Stock
Find out the best card options on our website! Source: Adobe Stock

Have you been interested in starting your credit life but are unsure of where to begin? We’ve all been there. But, as wise wizards would say, not all those who wander are lost! Mister Finance can help you find your way among the endless options of reward plans and fees that are out there. All you need is to check our content and trust us to lead you to the best card options!

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Below, you’ll find our suggestions for the best card options for any and all credit scores. So if you’re looking to start a credit line or if you want cash back and bonus points rewards, read on to learn more about these products.

Revvi Card

Credit ScoreSee website.
Annual Fee$75 intro period, then $48.
Regular APR34.99%, fixed.

Revvi Card Highlights

Offering a 1% cashback reward on all payments, this card helps you build your credit score up with some money-saving.

  • 1% cashback rewards.
  • Decreased annual fee after 1 year.
  • Fixed APR.

Check our post below and learn how to get yours to start building credit!

Revvi Credit Card

How to apply for the Revvi Card?

The Revvi Card doesn’t require a perfect credit score, and the application process is quick and easy. Check out how to apply for it!

Revvi Credit Card

Revvi Card full review

The Revvi Card is a financial product that can help you rebuild your credit score. Also, it offers you 1% cashback rewards. Interested? So, check out our full review!

Reflex Mastercard®

Credit ScoreAll scores.
Annual Fee$75 to $99.
Regular APR24.99% to 29.99%, variable.

Reflex Mastercard® Card Highlights

Offering an opportunity for you to be in touch with your credit score, this Mastercard® brand is a very accessible option!

  • Check your credit score for free.
  • Reports to all major credit bureaus.

Check below and learn how to apply to get your Reflex Mastercard®!

Reflex Mastercard

How do you get the Reflex Mastercard® credit card

Do you think that the Reflex Mastercard card can be good for your situation? So, keep reading to know how to apply for this credit rebuilding card!

Reflex Mastercard

Reflex Mastercard® credit card full review

You can get the Reflex Mastercard credit card to reestablish your score. Keep reading our full review to know more about this card!

Fit Mastercard

Credit ScoreBad to Fair.
Annual Fee$99.
Regular APR22.99%, variable APR

Fit Mastercard Card Highlights

Reporting monthly to all major credit bureaus, you’ll build your credit score in no time. Also, it is a very accessible and liable choice.

  • $0 fraud liability.
  • Very accessible.

Reliable and simple, see the post below on how to apply now!

Fit Platinum Mastercard

How do you get the Fit Mastercard credit card?

Do you need to organize your finances and clear debt? The Fit Mastercard card can be a great option for you. Keep reading our post about how to get this card!

Fit Platinum Mastercard

Fit Mastercard credit card full review

The Fit Mastercard credit card can help you rebuild your credit and finances. If you want to know more about this card, keep reading our full review!

Fortiva® Mastercard®

Credit ScoreNo score.
Annual Fee$29 to $175.
Regular APR22.74% to 36%, variable APR.

Fortiva® Mastercard® Card Highlights

The Fortiva® Mastercard® may be the one you’ve been looking for to boost your credit further!

  • Decrease in annual fees after one year of subscription.
  • Unsecured credit card.
  • $0 fraud liability.

Depending on the type of card you’d like for your credit goals, this might be it! See below our post on how to apply!

Fortiva® Mastercard®

How to apply for the Fortiva® Mastercard® card?

If you need a credit card to help you increase your score and save money, check out our post about the Fortiva® Mastercard® card application and apply!

Fortiva® Mastercard®

Fortiva® Mastercard® card full review

Are you looking for a card with $0 Fraud Liability that can help you increase your score? Read our Fortiva® Mastercard® card review to learn more!

Surge Secured Mastercard®

Credit ScoreNot required.
Annual Fee$69.
Regular APR19.99%, variable APR.

Surge Secured Mastercard® Card Highlights

An accessible card featuring a reward plan on all purchases, this one helps you build credit while getting some rewards!

  • 1% cashback on all purchases.
  • $0 fraud liability.
  • Refundable deposit.

Being a Mastercard®, this option is accepted almost anywhere! See our step-by-step post below and learn how to apply for this card.

Surge Secured Mastercard®

How to get the Surge Secured Mastercard® card?

Surge Secured Mastercard® credit card allows you to build your credit score while purchasing and getting cashback for it. Learn now how to apply for this card!

Surge Secured Mastercard®

Surge Secured Mastercard® card full review

Check out the Surge Secured Mastercard® review and learn all about its benefits, such as Zero Fraud Liability Protection and cashback!

Total Visa®

Credit ScorePoor to Fair.
Annual Fee$75 intro period, then $48.
Regular APR34.99%, fixed.

Total Visa® Card Highlights

It helps you build credit while featuring a manageable monthly payment plan.

  • Fast application process.
  • $300 credit limit.

Get yours today and see how to apply below!

Total Visa® Card

How to apply for a Total Visa® Card?

The Total Visa® Card does not require a security deposit, and it can help you build credit. So, keep reading to know how to get this card!

Total Visa® Card

Total Visa® Card full review

The Total Visa® Card can be an excellent option for those who need to build credit. So, keep reading our full review to know more about its benefits!

Milestone® Mastercard® – Less Than Perfect Credit Considered

Credit ScoreBad to Poor.
Annual Fee$35 to $99.
Regular APR24.90%, fixed.

Milestone® Mastercard® – Less Than Perfect Credit Considered Card Highlights

This card does not require a deposit and provides online banking, all while helping you build good credit!

  • Warranty and fraud protection.
  • Accessible.
  • Reports to all major credit bureaus.

See how to apply below in our step-by-step post!

Milestone® Gold Mastercard® Card

How to get the Milestone® Mastercard®?

The Milestone® Mastercard® – Less Than Perfect Credit Considered card application is straightforward and features a pre-qualification process. See all there is to it!

Milestone® Gold Mastercard® Card

Milestone® Mastercard® full review

Build credit and achieve your goals with a Milestone® Mastercard® – Less Than Perfect Credit Considered! Learn more about its benefits in this review!

First Progress Platinum Elite Mastercard® Secured

Credit ScoreNo credit score.
Annual Fee$29.
Regular APR21.49%, variable.
25.49% for cash advances.

First Progress Platinum Elite Mastercard® Secured Card Highlights

Accessible and with a relatively low APR, this option might be the one for you to build a healthy score!

  • No credit check needed.
  • Low APR fee.

New credit limits incoming! Check how to apply for this card on the post below!

First Progress Platinum Elite

How to get the First Progress Platinum Elite?

Are you looking for a card that does not require hard credit inquires to apply? The First Progress Platinum Elite Secured Credit Card can be for you! Read more and apply!

First Progress Platinum Elite

First Progress Platinum Elite full review

Need a card with low APR fees to rebuild credit? The First Progress Platinum Elite MasterCard® Secured Credit Card can be the one. Read our full review to know more!

First Progress Platinum Select Mastercard® Secured

Credit ScoreLimited or bad.
Annual Fee%39.
Regular APRRegular APR 15.49% (V)
Cash Advance APR 21.49% (V)

First Progress Platinum Select Mastercard® Secured Card Highlights

Featuring a refundable deposit to build your credit limit, this is a solid choice for those starting on credit!

  • Low APR.
  • Helps you build credit.

Even with no rewards, this is a simple way to build credit! See below how to apply.

First Progress Platinum Select

How to get the First Progress Platinum Select?

The First Progress Platinum Select MasterCard® Secured Credit Card can be a great choice for you. Read more to know how to get this credit-building card!

First Progress Platinum Select

First Progress Platinum Select full review

First Progress has great secured cards, and the First Progress Platinum Select MasterCard® Secured Credit Card is one of them. Read our full review to know more!

First Progress Platinum Prestige Mastercard® Secured

Credit ScoreBad to Fair.
Annual Fee$49.
Regular APRRegular APR 11.49% (V)
Cash Advance APR 20.49% (V)

First Progress Platinum Prestige Mastercard® Secured Card Highlights

Make an initial deposit and get the same credit limit! This card features great opportunities to kickstart credit!

  • Low APR and interest rate.
  • Accessible.

See how to apply below and get yours now!

First Progress Prestige

How to get the First Progress Platinum Prestige?

Are you looking for a card to help you re-establish your score? If so, the First Progress Platinum Prestige Secured Credit Card can be for you! Learn how to apply!

First Progress Prestige

First Progress Platinum Prestige full review

If you need to rebuild credit and improve your score, the First Progress Platinum Prestige MasterCard® Secured Credit Card can be for you. So, keep reading to know more!

Credit One Bank® Platinum Visa

Credit ScoreGood.
Annual Fee$39.
Regular APR23.99%, variable.

Credit One Bank® Platinum Visa Card Highlights

Offering a reward plan, this credit card might be a very solid fit for you!

  • 1% cashback on all purchases.
  • Reward program for extra rewards.
  • Online banking.

See our step-by-step post below and learn how to apply!

Credit One Bank® Platinum Visa

How to get the Credit One Bank® Platinum Visa?

The Credit One Bank® Platinum Visa card is full of benefits! Check out how the application process works, and start earning rewards on your everyday purchases!

Credit One Bank® Platinum Visa

Credit One Bank® Platinum Visa full review

The Credit One Bank® Platinum Visa card offers you free access to your credit score and cash back on eligible purchases. Read the full review to learn all about it!

Credit One Bank® Platinum Rewards Visa with No Annual Fee

Credit ScoreGood to Excellent.
Annual Fee$0.
Regular APR23.99%, variable.

Credit One Bank® Platinum Rewards Visa with No Annual Fee Card Highlights

No annual fee and a solid reward plan? This is an excellent option to grow credit and enjoy rewards with style!

  • No annual fee.
  • Low APR.
  • 2% cashback on all purchases.

See how to apply in our post below!

Credit One Bank®Platinum Rewards Visa with No Annual Fee

How to get the Credit One Bank® Platinum Rewards?

What do you think about starting 2022 with a new credit card that gives you cash back? If this sounds good, learn how to apply for a Credit One Bank® Platinum Rewards!

Credit One Bank®Platinum Rewards Visa with No Annual Fee

Credit One Bank® Platinum Rewards full review

Credit One Bank® offers a range of credit cards that give you rewards and many other benefits. In this post, we present the Credit One Bank® Platinum Rewards review!

Credit One Bank® Platinum Visa for Rebuilding Credit

Credit ScorePoor to Excellent.
Annual Fee$75 intro, then $99.
Regular APR23.99%, variable.

Credit One Bank® Platinum Visa for Rebuilding Credit Card Highlights

A very accessible card with a reward plan featuring cashback!

  • 1% cashback on all purchases.
  • Credit limit may increase.
  • No deposit required.

See below how to apply!

Credit One Bank® Platinum Visa for Rebuilding Credit

How to get the Credit One Platinum for Rebuilding?

Facing a situation where you can’t apply for credit cards due to poor credit score? Credit One Bank® Visa for Rebuilding Credit can help you with that. See how to apply!

Credit One Bank® Platinum Visa for Rebuilding Credit

Credit One Platinum for Rebuilding full review

Check out our Credit One Bank® Platinum Visa for Rebuilding Credit review, and learn about its benefits, such as cash back, mobile app to control your finances, and more!

Upgrade Visa® with Cash Rewards Card

Upgrade Visa® with Cash Rewards Card. Source: The Mister Finance.
Upgrade Visa® with Cash Rewards Card. Source: The Mister Finance.
Credit ScoreFair to Good.
Annual Fee$0.
Regular APR8.99% to 29.99%, variable.

Upgrade Visa® with Cash Rewards Card Highlights

Solid rewards with no annual fee!

  • Not strictly exclusive.
  • Unlimited cashback.
  • No deposit required.

See how to apply in our post below!

Upgrade Visa® with Cash Rewards Card

Get the Upgrade Visa® with Cash Rewards card!

An Upgrade Visa® with Cash Rewards features credit card and personal loan functions under the same roof. And you get unlimited rewards. Learn how to apply for it today!

Upgrade Visa® with Cash Rewards Card

Upgrade Visa® with Cash Rewards card full review

Check how the Upgrade Visa® with Cash Rewards credit card works and learn all its benefits, such as unlimited cash back! Keep reading to get the details!

Upgrade Bitcoin Rewards Visa® Card

Credit ScoreGood to Excellent.
Annual Fee$0.
Regular APR8.99% to 29.99%, variable.

Upgrade Bitcoin Rewards Visa® Card Highlights

Get rewarded in bitcoin!

  • 1.5% cashback in bitcoin.
  • No annual fee.

See how to apply below for this bitcoin reward card!

Upgrade Bitcoin Rewards Visa® Card

How to apply for the Upgrade Bitcoin Rewards Visa®

An Upgrade Bitcoin Rewards Visa® is a hybrid credit card and personal loan that rewards you with bitcoins and more. Take a minute to read how to apply for this card!

Upgrade Bitcoin Rewards Visa® Card

Upgrade Bitcoin Rewards Visa® card full review

Upgrade's card that offers free cryptocurrency with low costs. If you think this kind of reward is good for you, then read our Upgrade Bitcoin Rewards Visa® review!

Upgrade Credit Card

Credit ScoreFair to Excellent.
Annual Fee$0.
Regular APR8.99% to 29.99%, variable.

Upgrade Credit Card Highlights

The Upgrade Credit Card is a simple and very beneficial option for you! Check its perks!

  • No annual fee.
  • 1.5% unlimited cashback.

See our post below on how to apply for this card to get one today!

Upgrade Credit Card

How to apply for an Upgrade credit card?

The cash back Upgrade card has credit card features and personal loan features as well! If you want to know how to apply for this card, keep reading our post!

Upgrade Credit Card

Upgrade credit card full review

Do you need a different credit card that can work as a personal loan? Then, the Upgrade credit card can be a good choice. Read our full review to know more!

Mission Money Visa® Debit Card

Credit ScoreNot applicable.
Annual Fee$0.
Regular APRNot applicable.

Mission Money Visa® Debit Card Highlights

A debit card offering zero fees, as well as an account. Peace of mind and no worries for you!

  • No fees.
  • Popular Visa® brand.
  • Online banking.

Want to see how to apply for this card? Check our post below and find out!

Mission Money Visa® debit card

How to get the Mission Money Visa® debit card?

Mission Lane features a debit card with no fees. And it can be yours! Check out how to apply for a Mission Money Visa® debit card and get all its benefits!

Mission Money Visa® debit card

Mission Money Visa® debit card full review

A prepaid card with no fees from Mission Lane is here! Read the Mission Money Visa® debit card review and get the convenience you need in your daily finances.

Looking for the benefits of cashback cards? 

See the benefits of cash back cards! Source: Adobe Stock
See the benefits of cash back cards! Source: Adobe Stock

It’s also incredibly hard to pick a good cashback card among so many choices! We will show you the way as we have with these card options for you to kickstart your financial life! See our recommended post below to learn all there is to cashback cards and how to apply for the option that will best meet your needs!

cash back design

What are the best cashback credit cards?

When it comes to finding the best deals on the things you buy, cashback credit cards are a great option. Her are some tips to help you choose.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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