Finances

What are the best cashback credit cards: great options for 2022

When it comes to finding the best deals on the things you buy, cashback credit cards are a great option. If you're looking for the best cashback card for your needs, here are some tips to help you choose.

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by Victória Lourenço

Published on 04/15/2022

Choose among the best cashback credit cards: find the best cashback options for you

Learn what are the best cashback credit cards! Source: Unsplash
Learn what are the best cashback credit cards! Source: Unsplash

Do you want to earn cash back on your purchases? If so, a cashback credit card can be a great option. There are many different cards to choose from, so it can be tough to figure out which one is the best for you. In this post, we’ll take a look at some of the best cashback credit cards. So, whether you’re looking for a new card or just curious about what’s out there, keep reading to know what are the best cashback credit cards!

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7 options of credit cards for great cashback rewards in 2022

Read our list of the seven best cash back cards in 2022! Source: Unsplash
Read our list of the seven best cash back cards in 2022! Source: Unsplash

If you enjoy cashback and are unsure about which cash back card to use next, we can assist you in making a decision on which card to use. Another advantage of these cards is that they do not charge an annual fee. You will be able to get the most out of your cashback experience if you do so! Therefore, take a look below at our list of the seven best cashback credit cards available in 2022!

Wells Fargo Active Cash℠ Card

Learn about this excellent credit card! Source: Wells Fargo
Learn about this excellent credit card! Source: Wells Fargo

With the Wells Fargo Active Cash℠ Card, you can earn 2% cash back on all purchases you make. Also, you can get an introductory 0% APR for 15 months from your account opening. So, check out our table below to know more about the features of this excellent credit card!

Credit ScoreGood to excellent.
Annual Fee$0.
Regular APR*15.24%, 20.24% or 25.24% variable APR.

*Terms apply
Welcome bonus*$200 in cash bonus after spending $1,000 within your first 3 months.

*Terms apply
Rewards*Unlimited 2% cash back for every purchase.

*Terms apply
Wells Fargo Active Cash℠ Card

How do you get the Wells Fargo Active Cash card?

The Wells Fargo Active Cash card is an incredible choice for everyday purchases. The card also has amazing rewards. Check out how to apply for this cash back card!

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Citi® Double Cash Card

This credit card is considered to be one of the best in terms of cash back. The Citi® Double Cash Card offers you the opportunity to earn 2 percent cash back on all of your purchases! Additionally, there is no annual fee, and you can take advantage of a 0% intro APR on balance transfers for the first 18 months! So, keep reading to find out more about this cash back credit card!

Credit ScoreGood to excellent.
Annual Fee$0.
Regular APR14.24% to 24.24% variable APR.
Welcome bonusNone.
Rewards*2% cash back. You get 1% when buying and 1% when paying.

*Terms apply.
Citi® Double Cash Card

How to apply for the Citi® Double Cash credit card

The Citi® Double Cash credit card rewards you when you buy the things you need and when you pay for them in time. Great, right? So, check out how to apply for it today!

Discover it® Cash Back

You can get the most out of your cash back rewards when you use the Discover it® Cash Back program. Additionally, at the end of your first year, Discover will match 100% of the cash back you earn! There’s even more to it! This credit card has no annual fee and an introductory APR of 0 percent for the first 18 months of your account’s existence. More information on this fantastic card can be found in the table below.

Credit ScoreGood to excellent.
Annual Fee$0.
Regular APR12.24% to 23.24% variable APR.
Welcome bonus*After the first year, Discover will match all cashback earned.

*Terms apply
Rewards*5% cash back on quarterly categories.

1% cash back on any other purchases.

*Terms apply
Discover it® Cash Back

How to get the Discover it cashback credit card?

If you fit the profile to get the Discover it cashback card, read our post about how to apply for this great Discover card!

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Chase Freedom Unlimited®

The Chase Freedom Unlimited® credit card is designed for people who need to make regular purchases and want to earn a lot of cash back in return for their efforts. In addition, you can earn a $200 bonus as well as 5 percent cash back on purchases at gas stations when you use this credit card. So, take a look at the table below to learn more about the features of this card!

Credit ScoreGood to excellent.
Annual Fee$0.
Regular APRFrom 14.99% to 24.74%
Welcome bonus*$200 bonus after spending $500 on purchases within your first 3 months.

5% cash back for purchases made at gas stations (up to $6,000 in your first year.)

*Terms apply.
Rewards*1.5% to 5% cashback on everyday purchases and eligible purchases.

*Terms apply.
Chase Freedom Unlimited® card

How to get the Chase Freedom Unlimited® card?

The Chase Freedom Unlimited® credit card is that card that gives you what you need: flexibility and cashback. Are you wondering how to apply for it? Just keep reading!

Capital One Quicksilver Cash Rewards Credit Card

This Capital One credit card provides a fantastic cash back reward program. Moreover, you will not be required to pay an annual fee to take advantage of all of the perks and rewards that this card offers. In addition, you can earn unlimited cash back on all of your purchases when you use the card. More information can be found in the table below.

Credit ScoreGood to excellent.
Annual Fee$0.
Regular APR15.24% to 25.24% variable APR.
Welcome bonus*$200 cash back bonus after you spend $500 in your first 3 months.

*Terms apply.
Rewards*Unlimited 1.5% on all purchases.

*Terms apply.
Capital One Quicksilver Cash Rewards Credit Card

How to get the Capital One Quicksilver Cash card?

The Capital One Quicksilver Cash Rewards credit card features intro offers, a simple reward program with no annual fee. Learn how to apply for it right now!

Capital One SavorOne Cash Rewards Credit Card

This Capital One credit card can be particularly useful for those who frequently conduct international transactions. Take, for example, the ability to make any purchase you desire outside of the United States without incurring any fees. In addition, you can earn an introductory APR of 0% for the first 18 months! More information can be found in the table below.

Credit ScoreGood to excellent.
Annual Fee$0.
Regular APR15.24% to 25.24% variable APR.
Welcome bonus*$200 bonus after you spend $500 on purchases in your first 3 months.

*Terms apply.
Rewards*Unlimited 3% cash back on all purchases.

*Terms apply.
Capital One SavorOne Cash Rewards Credit Card

How to get the Capital One SavorOne Rewards card?

Capital One SavorOne Rewards card gives you cash back on all your purchases, focusing on dining and entertainment. So, if you spend time and money with this, read on!

Chase Freedom Flex℠

With this Chase credit card, you can earn cash back for every purchase you make! Plus, you can earn a $200 bonus after spending $500 on purchases in your first three months using the card. Also, there is no annual fee, and you can get an intro APR of 0% for 15 months. Plus, you can get another welcome bonus of 5% cash back for purchases made at gas stations! So, check out our table below to learn more about this Chase credit card!

Credit ScoreGood to excellent.
Annual Fee$0.
Regular APRFrom 14.99% to 24.74%
Welcome bonus*$200 bonus after spending $500 on purchases in your first 3 months using the card.

5% cash back for purchases made at gas stations (up to $6,000 spent in your first year.)

*Terms apply.
Rewards*5% back for eligible purchases in bonus categories (up to $1,500 on combined purchases.)

5% on travel-related purchases made through Chase Ultimate Rewards.

3% back on dining, including takeout and delivery.

3% back on drugstores.

1% back on any other purchase you make with the card.

*Terms apply.
Chase Freedom Flex℠ card

How to get the Chase Freedom Flex℠ credit card?

Credit cards should provide you with more than low fees. So, find out how to apply to a card that put it into practice and carry it in the name, Chase Freedom Flex℠!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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