Credit One Bank® Platinum Visa for Rebuilding Credit full review
Check out our Credit One Bank® Platinum Visa for Rebuilding Credit review, and learn about its benefits, such as cash back, mobile app to control your finances, and more!
Credit One Bank® Platinum Visa for Rebuilding Credit
Today, you’ll learn more about a great financial product available on the market on our Credit One Bank® Platinum Visa for Rebuilding Credit review!
So, the Credit One Bank® Platinum Visa for Rebuilding Credit is self-explanatory: it helps you rebuild your credit score. So, you can apply for it even if you have poor credit.
Most cards that helps rebuild credit don’t offer many rewards, though. This Visa, on the other hand, features 1% cash back on some purchases.
Then, here is what you need to know about it.
|Credit Score||Poor – Excellent|
|Annual Fee||$75 in the first year and then $99|
|Regular APR||23.99% variable|
|Rewards||1% cash back on eligible purchases|
How does the Credit One Bank® Platinum Visa for Rebuilding Credit work?
This card is made for people who are constantly being denied on regular credit cards applications due to credit scores.
But you don’t need to worry anymore; this Platinum Visa accepts you even with a poor credit score and helps you to rebuild it.
And there is more; this credit card offers 1% cash back on eligible purchases, such as gas, grocery, internet, TV, and phone services categories.
On the contrary, it charges an annual fee that increases after the first year and a variable APR.
Also, it doesn’t offer any intro bonus.
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Credit One Bank® Platinum Visa for Rebuilding Credit benefits
The main advantage of this platinum card from Credit One Bank® is the opportunity to rebuild credit score.
Plus, it doesn’t require a security deposit. But note that your credit limit can be low, though.
On the other hand, Credit One Bank® reviews your financial activity periodically, so you can increase your credit limit.
Although it doesn’t offer any intro bonus, it gives you 1% cash back on eligible purchases.
Finally, be aware of charges like annual fees and regular APR.
- 1% cash back on eligible purchases
- It accepts poor credit score for the application
- Credit limit can be increased
- It doesn’t require security deposit
- Annual fee
- Low credit limit
How good does your credit score need to be?
As the card’s name says, it is made for rebuilding credit. Therefore, you can apply for it even if you have a poor credit score.
How to apply for a Credit One Bank® Platinum Visa for Rebuilding Credit?
If you think that this credit card fits your financial situation and helps you rebuild it, learn how to apply for one right now!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
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