Credit Cards (US)

How to apply for a First Progress Platinum Prestige Mastercard® Secured Credit Card?

Are you looking for a card to help you re-establish your score? If so, the First Progress Platinum Prestige MasterCard® Secured Credit Card can be for you! Read our post to know how to apply!

First Progress Platinum Prestige Mastercard® Secured Credit Card application.

See how to apply for a First Progress Platinum Prestige Mastercard® Secured Credit Card. Source: The Mister Finance.
See how to apply for a First Progress Platinum Prestige Mastercard® Secured Credit Card. Source: The Mister Finance.

The First Progress Platinum Prestige Mastercard® Secured Credit Card is for those who need to build or rebuild their credit scores. Moreover, this credit card sends out your monthly payment reports to all three major credit bureaus. So, this can help you improve your credit score, and it might be good for you.

In addition, this credit-building card offers access to a zero-liability protection program and purchase protection, among other benefits. So, if you want to know how to make the application process to get this credit card, keep reading our post!

card

Credit Card

First Progress Prestige

national mastercard

Get zero-liability protection. Low interest rate.

You will be redirected to another website

Apply online

You can easily apply online for this credit card. But before applying, make sure that it is available in your state. That is because this credit card is only available in the United States and not in every state.

Moreover, to apply online, you can go to First Progress’s website and click on the credit card you want to apply for (there are three secured credit card options offered by First Progress). Then, you can provide some of your personal information, contact details, and some other financial information.

After doing that, you can read their terms and conditions and submit your application. However, always remember to read their terms and conditions very well before applying and see if you can pay for the fees charged.

Also, this credit card does not offer an upgrade to a regular unsecured credit card. Many similar secured credit cards offer this path so cardholders can upgrade to a regular credit card. But it is not the case with this First Progress secured credit card.

Apply using the app

See if you can use the app to apply. Source: Unsplash.
See if you can use the app to apply. Source: Unsplash.

Even though you cannot apply for this First Progress secured credit card through their mobile app, you can use the app provided to manage your account. So, if you want to make your card application, you need to go to their official website.

Moreover, the app cardholders use to manage their First Progress credit cards is provided by Prism Money. In this app, you can manage any First Progress secured card you might have. Also, there are three secured credit card options offered by First Progress. And if you qualify for this First Progress secured card, you will qualify for the other two.

First Progress Platinum Prestige Mastercard® Secured Credit Card vs. Bank of America Customized Cash Rewards Secured credit card

As it is always great to look for many card options when researching, we made a comparison with another secured credit card. And this card does not charge an annual fee. So, here is our comparison between these two secured credit cards!

First Progress Platinum Prestige Mastercard® Secured Credit CardBank of America Customized Cash Rewards Secured credit card
Credit ScorePoor/Limited/No Credit.Poor or limited.
Annual Fee$49.No annual fee.
Regular APRRegular APR 14.74% (V)
Cash Advance APR 23.74% (V)
From 13.99% – 23.99%.
Welcome bonusThis credit card does not offer an initial bonus for new cardholders.N/A.
Rewards*1% Cash Back Rewards on payments!Get 3% cash back in one of the following categories: home improvements, online shopping, restaurants, gas, and drug stores.

When you shop at grocery stores and wholesale clubs, you’ll get 2% cash back.

On all other purchases, you’ll get 1% cash back.

*Terms apply

How to apply for Bank of America Customized card?

The Bank of America Customized Cash Rewards Secured card has no annual fee and can help you build credit. Read more to know how to apply!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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