Credit Cards (US)
How to apply for a First Progress Platinum Prestige Mastercard® Secured Credit Card?
Are you looking for a card to help you re-establish your score? If so, the First Progress Platinum Prestige MasterCard® Secured Credit Card can be for you! Read our post to know how to apply!
by Victória Lourenço
First Progress Platinum Prestige Mastercard® Secured Credit Card application.
The First Progress Platinum Prestige Mastercard® Secured Credit Card is for those who need to build or rebuild their credit scores. Moreover, this credit card sends out your monthly payment reports to all three major credit bureaus. So, this can help you improve your credit score, and it might be good for you.
In addition, this credit-building card offers access to a zero-liability protection program and purchase protection, among other benefits. So, if you want to know how to make the application process to get this credit card, keep reading our post!
You can easily apply online for this credit card. But before applying, make sure that it is available in your state. That is because this credit card is only available in the United States and not in every state.
Moreover, to apply online, you can go to First Progress’s website and click on the credit card you want to apply for (there are three secured credit card options offered by First Progress). Then, you can provide some of your personal information, contact details, and some other financial information.
After doing that, you can read their terms and conditions and submit your application. However, always remember to read their terms and conditions very well before applying and see if you can pay for the fees charged.
Also, this credit card does not offer an upgrade to a regular unsecured credit card. Many similar secured credit cards offer this path so cardholders can upgrade to a regular credit card. But it is not the case with this First Progress secured credit card.
You will be redirected to another website
Apply using the app
Even though you cannot apply for this First Progress secured credit card through their mobile app, you can use the app provided to manage your account. So, if you want to make your card application, you need to go to their official website.
Moreover, the app cardholders use to manage their First Progress credit cards is provided by Prism Money. In this app, you can manage any First Progress secured card you might have. Also, there are three secured credit card options offered by First Progress. And if you qualify for this First Progress secured card, you will qualify for the other two.
First Progress Platinum Prestige Mastercard® Secured Credit Card vs. Bank of America Customized Cash Rewards Secured credit card
As it is always great to look for many card options when researching, we made a comparison with another secured credit card. And this card does not charge an annual fee. So, here is our comparison between these two secured credit cards!
|First Progress Platinum Prestige Mastercard® Secured Credit Card||Bank of America Customized Cash Rewards Secured credit card|
|Credit Score||Poor/Limited/No Credit.||Poor or limited.|
|Annual Fee||$49.||No annual fee.|
|Regular APR||Regular APR 14.49% (V)|
Cash Advance APR 23.49% (V)
|From 13.99% – 23.99%.|
|Welcome bonus||This credit card does not offer an initial bonus for new cardholders.||N/A.|
|Rewards*||1% Cash Back Rewards on payments!||Get 3% cash back in one of the following categories: home improvements, online shopping, restaurants, gas, and drug stores.|
When you shop at grocery stores and wholesale clubs, you’ll get 2% cash back.
On all other purchases, you’ll get 1% cash back.
How to apply for Bank of America Customized card?
The Bank of America Customized Cash Rewards Secured card has no annual fee and can help you build credit. Read more to know how to apply!
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