The First Progress Platinum Elite Mastercard® Secured Credit Card is one of the three secured cards offered by First Progress. Also, all of these three secured First Progress credit cards are for those with not-so-good credit scores.

Moreover, you can use any of these cards to establish or reestablish your credit. And the Elite card by First Progress is the one with the lowest annual fee. So, keep reading our full review of this credit-building card to know more!

After getting approved to use this card, you will have to pay for a security deposit of at least $200 and up to $2,000. Also, the amount you deposit will be the same as your credit limit. Even though there is no welcome bonus or rewards program, you can reestablish your credit with this card.

That is, the card sends all of your monthly payment reports to the major credit bureaus. However, to build credit, you will have to make all your payments on time.

Also, if you use the card correctly and make all your payments on time, you can get a credit limit increase. However, this credit limit increase can be up to $5,000, and you will need to increase your security deposit to match the credit limit increase.

To apply for this card, you do not need a high score. Moreover, you do not need to have a credit history as well. And, as we mentioned, the application process will not affect your score. So, if you need to build or rebuild credit, this can be a good option for you.

The application process to get this First Progress card is basically the same as the other cards. Also, it is very easy to apply, and you can do it all online. So, to understand more about the application process to get this First Progress card, read our post below!