Reviews (US)

Credit One Bank® Platinum Visa credit card review

The Credit One Bank® Platinum Visa card offers you free access to your credit score, a mobile app for you to manage your finances and cash back on eligible purchases. Read the full review to learn all about it!

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by Aline Augusto

Published on 02/22/2022

Credit One Bank® Platinum Visa credit card: cash back on eligible purchases 

Learn more about this credit card. Source: Credit One.
Learn more about this credit card. Source: Credit One.

Credit One Bank® is a financial institution specializing in credit cards, and you can pre-qualify for one today. But before doing it, check out this Credit One Bank® Platinum Visa credit card review article!

Are you’re looking for a quality credit card with lots of perks and rewards? Then, Credit One Bank® Platinum Visa may be a good fit for you.

With this financial product, you can enjoy all the benefits of a top-tier credit card without having to pay premium prices.

Plus, as a cardholder, you’ll be able to take advantage of an excellent mobile app to manage your finances easily and efficiently.

So if you’re in the market for a new credit card, be sure to check out the Credit One Bank® Platinum Visa.

Credit ScoreGood
Annual Fee$39
Regular APRVariable 23.99%
Welcome bonusNone
RewardsUnlimited 1% cash back on eligible purchases
Credit One Bank® Platinum Visa® credit card

How to get a Credit One Bank® Platinum Visa card?

Enjoy cash back on everyday purchases and Zero Fraud Liability with Credit One Bank® Platinum Visa! Learn how to apply for it.

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How does the Credit One Bank® Platinum Visa credit card work?

This Visa comes with several perks, including unlimited cash back on eligible purchases, a great mobile app, and a free online credit score monitoring service. It’s a great way to get rewarded for your everyday spending!

So, if you spend a lot of money on gas, groceries, mobile, internet, satellite TV, and cable services, this card might be a great deal for you.

Since it offers 1% cash back on those eligible categories, you get automatic statement credit into your account on each billing cycle.

In addition, you can add extra rewards to your account if you participate in programs for enhancing the base rate.

Also, the card comes with a traditional Visa package of benefits that includes Zero Fraud Liability, travel accident insurance, auto rental collision damage waiver coverage, and 24/7 roadside assistance.

On the other hand, this card charges an annual fee, and there is no welcome bonus this time.

Credit One Bank® Platinum Visa card benefits

Keep reading our Credit One Bank® Platinum Visa credit card review. Source: Pexels.
Keep reading our Credit One Bank® Platinum Visa credit card review. Source: Pexels.

Now, check out some of the pros and cons of this credit card, so you can decide if it is the best option for your financial needs and goals.

Pros

  • It offers unlimited 1% cash back on eligible purchases;
  • You can get extra rewards if you join the More Cash Back Rewards Program;
  • It provides you with Visa benefits and security features;
  • Manage your account with an easy-to-use mobile app;
  • Have access to your documents and statements online;
  • Monitor your credit score with free online access to Experian.

Cons

  • It charges an annual fee;
  • The reward base is limited.

How good does your credit score need to be?

You don’t need a perfect credit score to be accepted. An average one is enough for you to apply for this card.

Plus, you can pre-qualify without harming your credit score.

How to apply for Credit One Bank® Platinum Visa credit card?

Are you interested in applying for Credit One Bank® Platinum Visa credit card? Then, check out how easy it is by reading our next post!

Credit One Bank® Platinum Visa® credit card

How to get a Credit One Bank® Platinum Visa card?

Enjoy cash back on everyday purchases and Zero Fraud Liability with Credit One Bank® Platinum Visa! Learn how to apply for it.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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