The TOTAL Visa® Card can help you build credit, and you do not need a security deposit. Also, this card sends your monthly payment reports to all three major credit bureaus. You can also easily apply for the TOTAL Visa® Card online!

If you do not have a checking account, you will have to create one before applying for it. Also, this credit card accepts those with bad credit scores.

That means you can be approved even if you don’t have a very high score. So, to know how to apply for this credit-building card, keep reading this post!

The online application process is quite simple.

First, access the Total Visa® Card Application website, and provide your personal information, including name and address.

Also, you will need a checking account. So, if you do not have one, be sure to create it before applying. Moreover, you can also choose between the card design options and read their terms and conditions before completing your application.

After getting approved for a Total Visa® Card, you can download the Total Card App to manage your credit card account.

That way, you can have access to all the information and financial details you need in just one place and at all times.

If you still do not know which credit card best fits your profile, you can keep researching until you find the best one. Also, always make sure you can pay for the fees charged by the financial product.

That is because some cards that accept people with low scores might have relatively high fees.

We compared a similar card that also accepts poor to fair credit scores and can charge a lower APR fee. So, here is our comparison between TOTAL Visa® Card and the FIT® Platinum Mastercard®.