Credit Cards (US)
Find the best cards even if you have limited credit
See how Mister Finance can help you decide which card is the right fit for you! We offer our recommendations on the very best cards to those with limited credit scores! See the full post and learn more about these cards!
by Victória Lourenço
Limited credit? We help you with the best card options: see the best cards for limited credit we’ve selected just for you!
It’s hard enough navigating your way among so many different card choices, even more so if there are complications in the application process that don’t let you into some more select card plans. Some will even decrease your credit after the search authorities conduct to see if you could apply for the offers. Knowing that, we have selected the very best cards for those with limited credit scores
Check our full recommendation post and stay tuned. The option for you might be here!
Our best card recommendations if you have limited credit!
Don’t let your limited credit score get in the way of a healthy financial future! See below for the best cards for limited credit scores.
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Petal® 1 “No Annual Fee” Visa® Credit Card
Credit Score | Limited. |
Annual Fee | No annual fee. |
Regular APR | 22.24% – 31.74% variable APR. |
Petal® 1 “No Annual Fee” Visa® Card Highlights
Earning a range of cashback percentages sounds very good, right? Well, that’s because it truly is! Petal® 1 offers a credit card with no annual fees with a potentially low APR. All so you can enjoy rewards with no complications!
- 2% to 10% cashback on applicable purchases.
- Online banking.
- No fees.
- 0$ fraud liability.
Petal® 1 sounds like a sweet deal, right? Indeed there are truly a lot of upsides to this card. Check our post below and learn all there is to its application process!
How to get the Visa® Credit Card? Petal® 1 Card
Petal® 1 "No Annual Fee" Visa® Credit Card gives you 2% – 10% cash back at select merchants with no annual fee. And it helps you build a credit score.
Petal® 1 “No Annual Fee” Visa® Credit Card
This card offers cash back with no annual fee and allows you to build your credit score. Take a look at the Petal® 1 "No Annual Fee" Visa® Credit Card review!
Revvi Card
Credit Score | See their website for details. |
Annual Fee | $75 intro period, $48 after. |
Regular APR | 34.99%, fixed APR. |
Revvi Card Highlights
Although it charges an activation fee and has an annual pay required, the Revvi card has some benefits attached that may add value. Check what this card has to offer!
- Helps rebuild credit.
- $300 credit limit.
- Online banking.
See how to apply to the Revvi Card below, where we explain all there is to the application process.
How to apply for the Revvi Card?
The Revvi Card doesn’t require a perfect credit score, and the application process is quick and easy. Check out how to apply for it!
Revvi Card full review
The Revvi Card is a financial product that can help you rebuild your credit score. Also, it offers you 1% cash back rewards^^. Interested? So, check out our full review!
Walmart Moneycard Debit Card
Credit Score | All credit scores. |
Annual Fee | $5.94 monthly fee. |
Regular APR | Not applicable. |
Walmart Moneycard Card Highlights
The Walmart debit card is a very good choice if you frequently make purchases at Walmart, offering a solid welcome bonus and several cashback options.
- Cashback on Walmart purchases.
- Monthly fee can be waived.
- ASAP direct deposit.
If you are a fan of going to Walmart to buy your products, this card might be a good fit for you! Check our post below and learn how to apply!
How to apply for the Walmart Moneycard debit card
You can easily and quickly apply for the Walmart Moneycard debit card. So, check out how you can start earning cash back and all the benefits that come with this card!
Walmart Moneycard debit card review
Are you looking for the best prepaid debit card? So, check out our review of the Walmart Moneycard, which offers overdraft protection, cash back, and more!
Chime® Credit Builder Card
Credit Score | No credit required. |
Annual Fee | No annual fee. |
Regular APR | No APR. |
Chime® Credit Builder Card Highlights
If you are looking for a card that has no fees and also doesn’t prioritize credit scores in its application process, Chime® has just the solution for you!
- Money you deposit becomes your limit.
- No fees.
To help you build credit in a fee-free manner, see our post below and learn step-by-step how to apply this excellent option!
How to get the Chime® Credit Builder credit card
The Chime® Credit Builder card application process is fast and straightforward. You don’t need a credit history or a minimum deposit to apply for it. Check it out!
Chime® Credit Builder Card review
Start building credit for free and for a better future. Check out the Chime® Credit Builder card review article and learn how it works!
Applied Bank® Unsecured Classic Visa® Card
Credit Score | Fair. |
Annual Fee | See their terms to know more. |
Regular APR | 29.99%, fixed APR. |
Applied Bank® Unsecured Classic Visa® Card Highlights
An unsecured card that helps you build good credit scores with a fixed APR!
- Easy and fast application process.
- Helps build credit.
- Accessible.
This is a very accessible choice, and you just simply can’t go wrong with it! Check out our how to apply post below and learn everything there is to the application process!
How to apply for Applied Bank® Unsecured Classic
You won’t need a perfect credit score to get an Applied Bank® Unsecured Classic Visa® credit card. Therefore, check out how to apply for one!
Applied Bank® Unsecured Classic Visa® Card
The Applied Bank® Unsecured Classic Visa® credit card is for those who search for a card that doesn’t require a security deposit and accepts a poor credit score!
First Access Visa® Credit Card
Credit Score | Fair. |
Annual Fee | $75 intro period, $48 after. |
Regular APR | 34.99%, fixed. |
First Access Visa® Card Highlights
Even though the First Access Visa® Credit Card asks for high annual fees and a high APR, it can potentially apply to you because it’s very accessible!
- No deposit required.
- Helps build credit.
If you think the First Access Visa® Credit Card might be suitable for your needs, then check our post on how to apply below!
How to apply for the First Access Visa® card?
If you are having trouble with the credit cards application process due to a bad credit score, you should look at the First Access Visa® credit card!
First Access Visa® credit card full review
The First Access Visa® is an unsecured card that accepts you when you have no credit history. So, check out our review to learn more about its pros and cons!
NetFirst Platinum Card
Credit Score | No credit needed. |
Annual Fee | No annual fee. |
Regular APR | No APR. |
NetFirst Platinum Card Highlights
Although it charges no annual fees, it does have a membership fee. That’s not to say NetFirst Platinum is a bad choice. This card helps you build credit and offers a 7-day free trial!
- No APR.
- Doesn’t check credit for application.
- Allows an increase in the credit line.
If you think the NetFirst Platinum Card might be a solid option for your financial lifestyle, check our post below and see all the info you need to apply to it!
How to apply for the NetFirst Platinum credit card
Horizon Card Services features another store card with no credit or employment checks. Read how to apply for a NetFirst Platinum card on this post!
NetFirst Platinum card full review
A credit card that doesn’t check credit or employment so you can apply for it and get instant approval: read the NetFirst Platinum review!
Freedom Gold Card
Credit Score | Fair. |
Annual Fee | No annual fee. |
Regular APR | No APR. |
Freedom Gold Card Highlights
Level up your credit with the Freedom Gold Card. This card features simple and straightforward policies and helps you build up a score with no complications.
- 7-day free trial.
- 0% APR.
- Monthly fees.
- $750 unsecured credit line.
Maybe the Freedom Gold Card is the option for you with its relatively low fees and benefits package! If you think so, check our post below and learn how to apply.
How to apply for the Freedom Gold card?
The Freedom Gold is a store card full of benefits, such as $750 unsecured credit line, discounts and more. Check out how to apply for it!
Freedom Gold card full review
If you enjoy shopping at Horizon Outlet, but don’t have enough credit score to apply for a credit card, check out the Freedom Gold review now!
First Digital NextGen Credit Card
Credit Score | Limited. |
Annual Fee | $75 intro period, $48 after. |
Regular APR | 35.99%. |
First Digital NextGen Card Highlights
Although it has a high APR, the decrease in the annual fee is an interesting benefit. See some of its perks below!
- Accessible.
- Helps build credit.
- No deposit required.
If you think the First Digital NextGen Credit Card might be good for you, apply using our step-by-step instructions in the following post!
How to apply for the First Digital NextGen card?
Do you need a card that does not require a perfect credit score? The First Digital NextGen has arrived to help you build up your credit score. So, take a look at the card
First Digital NextGen credit card full review
Are you looking for an unsecured card that does not require a perfect credit score? So, take a look at the First Digital NextGen credit card full review.
How to build your credit?
Now that you’ve learned about the best cards for limited credit, let’s talk about how you can build up your score. Building credit might seem easy with all the available options out there, but rest assured that there are many on the journey for a reason! Among intricacies, terms and conditions, fees, and charges made just to keep your membership up, it can be very hard to understand what you can do to rocket your credit score into space.
We at Mister Finance seek to simplify information so you can better understand what you need! Trust us to pass on the knowledge of years worth of research and contact with the products we write about. See the following post to understand better what impacts your credit scores and how you can reach the top of credit card privilege with good credit practices.
How to build credit using a credit card
If you need to build credit, using credit cards can be a great option. Check out our post to know how to build credit using a credit card in 4 easy ways!
Victória Lourenço
Aline Barbosa
Senior Editor
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