Those who have a poor credit history find it difficult to be approved for traditional unsecured credit cards. But Horizon Card Services launched the NetFirst Platinum credit card, so you get instant approval without credit or employment checks.

Also, it offers a $750 unsecured credit line to shop at Horizon Outlet.

As it reports to one major credit bureau, it helps you build your credit score, as well.

Keep reading to learn how it works!

This credit card can only be used at the online store Horizon Outlet. This store is perfect for when you need to buy clothing, toys, electronics, beauty products, jewelry, and more. 

Also, it doesn’t require a perfect credit score for the application. So, you can buy your gifts using it while you build your credit score since it reports to Equifax, a major credit bureau.

Moreover, it doesn’t charge APR. And the minimum payment when you purchase something is 10% or $25 of the balance.

Although it doesn’t charge annual fees, it charges monthly membership fees. 

This card is ideal for those with a poor credit history who want to have an unsecured credit card and need to build a credit score.

Also, it works well for those who want a higher credit line and a lower credit utilization ratio. Even though it offers a $750 initial credit limit, you can increase it up to $3,000.

Although it charges monthly membership fees, it offers some benefits, as follows:

On the other hand, there are no rewards or welcome offerings. 

This card doesn’t check credit and employment status, so you don’t need to worry about requiring a perfect credit score for the application.

If you like to shop at Horizon, and don’t have enough credit to purchase with a traditional unsecured credit card, a NetFirst Platinum might be an option for you.

Then, learn how to apply for it today and receive your new card right on time for the end of the year!