Credit Cards (US)

How to apply for the NetFirst Platinum credit card?

Horizon Card Services features another store card with no credit or employment checks. Read how to apply for a NetFirst Platinum card on this post!

NetFirst Platinum credit card application

Find out how the application process to get this card works! Source: NetFirst.
Find out how the application process to get this card works! Source: NetFirst.

The NetFirst Platinum is a credit card to use at Horizon Outlet. It doesn’t charge APR on purchases, it doesn’t require a perfect credit score for the application, and it doesn’t need a security deposit for the account opening.

Also, as it reports to a major credit bureau, it helps you build your credit. 

Plus, it allows you to increase your credit line.

Even though it charges a monthly membership fee, it offers benefits like roadside assistance, Universal RX with discounts on prescription drugs, privacy protection with free access to credit reports, and legal assistance with access to a legal professional for a 30-minute consultation.


Credit Card

NetFirst Platinum

Horizon Outlet Store card

Apply now for a NetFirst Platinum card with no credit or employment check.

You will be redirected to another website

Apply online

See how to apply online to get this card. Source: Pexels.
See how to apply online to get this card. Source: Pexels.

Access the NetFirst website and click on Apply Now. Note that you can apply for a 7-day free trial before deciding to keep the card.

Then, share your contact and personal information and submit it.

Apply using the app

Unfortunately, there is no mobile app for this store card.

NetFirst Platinum credit card vs. OpenSky® Secured Visa® credit card

Both of these cards don’t require a perfect credit score for the application.

On one side, there is the NetFirst Platinum credit card with a 0% APR on purchases. But note that it charges a monthly membership fee that equals $177.24 annually. 

Plus, it is an unsecured credit card, which means that you don’t need a security deposit when opening the account.

On the other side, there is the OpenSky® Secured Visa® card. Although it charges a variable 17.39% APR, the annual fee is lower than the sum of the NetFirst monthly fees.

Check out the comparison chart below!

NetFirst Platinum cardOpenSky® Secured Visa® card
Credit ScoreIt doesnt check creditIt doesn’t check credit
Annual Fee$0 (but it charges $14.77 per month as membership fee)$35
Regular APR0%20.39% (variable) on purchases
20.39% (variable) on cash advances
Welcome bonusNoneNone
OpenSky® Secured Visa® Credit Card

How to apply for the OpenSky® Secured Visa®?

The OpenSky® Secured Visa® Credit Card is an option for people who don’t have a good credit score or even a bank account. See how to apply!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


Quick Loan Link: how to get started

Quick Loan Link is a free service that helps you find the most suitable loan for you. See how to request a loan using its services.

Keep Reading

How do you get the Blaze Mastercard® Card?

Check out how you can easily apply for the Blaze Mastercard® Card online and regain your purchasing power while boosting your credit score!

Keep Reading

Citi Prestige Card Overview: Citi Prestige card.

Check our Citi Prestige card overview to learn about the features and benefits of this product, including its generous rewards program.

Keep Reading

You may also like


Savings vs. checking accounts: Understand the difference

Investing in savings and checking accounts is important in managing your finances. We break down the differences between these two! Read on!

Keep Reading

Refinancing a car: learn the pros and cons

Read our full article and learn the ins and outs of card refinancing. We'll give you the best tips!

Keep Reading

Learn how to download the Calm App and manage your anxiety and stress

Are you looking to reduce your stress and anxiety? Check out the Calm App download guide, and learn more about the world's leading mindfulness and meditation app. Read on!

Keep Reading