The NetFirst Platinum is a credit card to use at Horizon Outlet. It doesn’t charge APR on purchases, it doesn’t require a perfect credit score for the application, and it doesn’t need a security deposit for the account opening.

Also, as it reports to a major credit bureau, it helps you build your credit. 

Plus, it allows you to increase your credit line.

Even though it charges a monthly membership fee, it offers benefits like roadside assistance, Universal RX with discounts on prescription drugs, privacy protection with free access to credit reports, and legal assistance with access to a legal professional for a 30-minute consultation.

Access the NetFirst website and click on Apply Now. Note that you can apply for a 7-day free trial before deciding to keep the card.

Then, share your contact and personal information and submit it.

Unfortunately, there is no mobile app for this store card.

Both of these cards don’t require a perfect credit score for the application.

On one side, there is the NetFirst Platinum credit card with a 0% APR on purchases. But note that it charges a monthly membership fee that equals $177.24 annually. 

Plus, it is an unsecured credit card, which means that you don’t need a security deposit when opening the account.

On the other side, there is the OpenSky® Secured Visa® card. Although it charges a variable 17.39% APR, the annual fee is lower than the sum of the NetFirst monthly fees.

Check out the comparison chart below!