Credit Cards (US)

Freedom Gold card full review

If you enjoy shopping at Horizon Outlet, but don’t have enough credit score to apply for a credit card, check out the Freedom Gold review now!

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by Aline Augusto

Published on 12/24/2021

Freedom Gold card   

Learn more about this card. Source: Freedom.
Learn more about this card. Source: Freedom.

It is an unfortunate situation when you try to apply for a traditional credit card but don’t get enough credit score to be accepted, right?! Trust me, I know the feeling!

But don’t worry! Some cards have benefits you may enjoy without requiring a perfect credit history.

Thinking of that, Horizon Card Financial Services features the Freedom Gold Card, a store card that doesn’t check credit and allows you to buy a variety of items at Horizon Outlet.

Keep reading to learn more about it!

Credit ScoreBad – Fair (no credit check)
Annual FeeMonthly fee of $14.95 ($179.40 annually)
Regular APR0%
Welcome bonusNone
RewardsNone
Logo Horizon Outlet

How to apply for a Freedom Gold?

Get your Freedom Gold card with no credit check. Learn how to apply for it!

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How does the Freedom Gold credit card work?

This unsecured store credit card works like a credit card, but only for purchases at Horizon. It reports to a major credit bureau so you can work on your credit building.

Plus, it doesn’t charge a regular APR like traditional credit cards.

With instant approval when you apply for one, this card offers a credit line of $750. Plus, it provides you with some benefits others don’t, such as legal and roadside assistance and privacy protection.

Also, you can get discounts on some medications at eligible pharmacies. And credit monitoring through the Credit Hawk.

Finally, it features a 7-Day free trial, so you can decide whether it fits your needs or not.

Freedom Gold benefits

See what are the benefits of Freedom Gold card. Source: Canva.
See what are the benefits of Freedom Gold card. Source: Canva.

The high point of this card is the fact that it doesn’t require a perfect credit score for the application. So, if you spend money at Horizon, this might be a great option for you.

Also, it features assistance and protection other store cards don’t. 

On the contrary, if you don’t frequently shop at Horizon Outlet, maybe this card isn’t for you, as it charges monthly fees.

Read the list of pros and cons before applying for it!

Pros

  • $750 unsecured credit line
  • 0% APR
  • Discounts on some medications at eligible pharmacies
  • Legal and roadside assistance
  • Credit monitoring through Credit Hawk
  • 7-Day free trial
  • It doesn’t require a perfect credit score for the application
  • You can build up your credit score

Cons

  • It charges monthly fees
  • It is valid only for Horizon Outlet

How good does your credit score need to be?

There is no need to have a perfect credit score to apply for this catalog card since it does not check the score.

How to apply for a Freedom Gold?

If you frequently shop at Horizon but don’t have enough credit score to apply for a traditional credit card, then learn now how to get your Freedom Gold!

Logo Horizon Outlet

How to apply for a Freedom Gold?

Get your Freedom Gold card with no credit check. Learn how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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