Credit Cards (US)
How to apply for the Petal® 1 “No Annual Fee” Visa® Credit Card?
Petal® 1 "No Annual Fee" Visa® Credit Card gives you 2% - 10% cash back at select merchants with no annual fee. And it can help you build a credit score with responsible use. Check out how to get yours!
by Aline Augusto
Petal® 1 “No Annual Fee” Visa® Credit Card application
The Petal® 1 “No Annual Fee” Visa® Credit Card, issued by WebBank, can be the newest addition to your wallet. And you don’t need to have a perfect credit score to apply for one. In fact, since it reports to all three major credit bureaus, it can help you to get your financial life back on track with responsible use.
Also, it rewards you with 2% – 10% cash back at select merchants. That’s how you can earn a statement credit while supporting local businesses.
Plus, it features a great mobile app so you can manage your finances with the right tools. And it is a Visa® card, which means you get many of its benefits.
Last but not least, this card doesn’t charge annual or foreign transaction fees at all.
Learn now how to apply for it!
Apply online
Access the Petal website and select Petal 1 at The Cards tab.
Then, click on Start Applying. If you have an email offer, enter it. If you don’t have one, fill in the forms with your contact and personal information.
After that, it will show you the offers, and you can submit them.
Also, you can pre-qualify for it without impacting your credit score.
You will be redirected to another website
Apply using the app
Download the Petal mobile app on Play Store or App Store and follow the instructions. It is easy, straightforward, and fast.
Petal® 1 “No Annual Fee” Visa® Credit Card vs. OpenSky® Secured Visa® credit card
Both these cards don’t require a high credit score to apply. But the Petal® 1 “No Annual Fee” Visa® Credit Card doesn’t charge an annual fee.
Although both of them don’t offer welcome bonuses, the Petal card gives you cash back at select merchants.
Petal® 1 “No Annual Fee” Visa® Credit Card | OpenSky® Secured Visa® card | |
Credit Score | Fair/Bad/Limited/No Credit | Bad credit/no credit |
Annual Fee | $0 | $35 |
Regular APR | 24.49% – 33.99% variable | 21.14% (variable) on purchases 21.14% (variable) on cash advances |
Welcome bonus | None | None |
Rewards | 2% – 10% cash back at select merchants | None |
How to apply OpenSky® Secured Visa® Credit Card?
The OpenSky® Secured Visa® Credit Card is an option for people who don’t have a good credit score or even a bank account. So, check out how to apply for it!
Aline Augusto
Aline Barbosa
Senior Editor
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