Credit Cards (US)

OpenSky® Secured Visa® Credit Card application

The OpenSky® Secured Visa® Credit Card is a great option for people who don’t have a good credit score or a credit score at all. So, keep reading to know how to apply!

by Aline Augusto

11/02/2021 | Updated on 03/09/2023

OpenSky® Secured Visa® Credit Card: Easy and online application.

Check out how you can apply for this card. Source: The Mister Finance.
Check out how you can apply for this card. Source: The Mister Finance.

Are you tired of being denied at credit checks when applying for credit cards? We know the feeling! That’s why we present to you the OpenSky® Secured Visa® Credit Card and how to apply for it. It is easy, simple, quickly and safe.

So, read below all details about this process.


Credit Card

OpenSky® Secured Visa®

Visa No credit check

No credit score needed; no bank account required.

You will be redirected to another website

Apply online

Learn more about the online application process. Source: Pexels.
Learn more about the online application process. Source: Pexels.

You can apply online by accessing the OpenSky website, and it takes only a few seconds to do it. But, if you find any problem, you can also reach their Customer service by phone or chat, available on their website, as well.

Apply using the app

Also, you can apply using the OpenSky app, available for free on App Store and Google Play. By using the app, you will be able to apply and manage all the information of your OpenSky® Card.

Either way, applying by using the app or the website, the application will be processed within 24-48 hours. 

Then, after approval and processing your security deposit, the card will be sent to you. It can take about 2 weeks for you to receive it.

OpenSky® Secured Visa® Credit Card vs. Discover it Cash Back

You already know that OpenSky® Secured Visa® Credit Card is a great option to build credit. But, if you are looking for rewards and perks, maybe you should take a look at Discover it Cash Back.

So, don’t worry, we did a quick comparison between them. Check it out!

OpenSky® Secured Visa®Discover it Cash Back
Credit ScoreNo credit check From good to excellent score
Annual Fee$35$0
Regular APR21.89% (variable) on purchases
21.89% (variable) on cash advances.
From 16.49% to 27.49% variable APR
Welcome bonusNoneDiscover will match all your earned cashback at the end of your first year of account opening

*Terms apply
RewardsNoneGet 5% cash back each quarter on spending categories
Get 1% cash back on every other purchase

*Terms apply

Discover it Cash Back overview

The Discover it Cash Back card is an amazing credit card by Discover. So, if you love cashback credit cards, keep reading our overview!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


Surge® Platinum Mastercard® application

Learn how the Surge® Platinum Mastercard® application process works and begin your path on a better financial future!

Keep Reading

Capital One Walmart Rewards® vs Capital One Savor Rewards card: Which is the best?

Capital One Walmart Rewards® or Capital One Savor Rewards? Find out how their different benefits can help you save money and earn rewards!

Keep Reading

Choose the best Social Welfare Programs in the US for you!

Are you looking for Social Welfare Programs in the US? There are many programs to choose from, and we can help you! So, read on!

Keep Reading

You may also like


Application for the OpenSky Secured Visa card: how does it work?

The OpenSky Secured Visa card can help you establish or rebuild your credit. Don't let bad credit keep you from getting the things you need. Learn how to apply today and get on the road to a better credit future.

Keep Reading

Application for the Destiny Mastercard®: how does it work?

The application process for Destiny Mastercard® is simple. Don't worry about credit scores inquiries. They are not required for this card. Stay here and read this article to learn about the application.

Keep Reading

Ally Invest review: Low transaction fees and no minimum account requirements.

Trying to decide whether Ally Invest is for you? We are going to help you with that. Read our Ally Invest review to see if this account is what you've been looking for.

Keep Reading