Credit Cards (US)
OpenSky® Secured Visa® Credit Card application
The OpenSky® Secured Visa® Credit Card is a great option for people who don’t have a good credit score or a credit score at all. So, keep reading to know how to apply!
OpenSky® Secured Visa® Credit Card: Easy and online application.
Are you tired of being denied at credit checks when applying for credit cards? We know the feeling! That’s why we present to you the OpenSky® Secured Visa® Credit Card and how to apply for it. It is easy, simple, quickly and safe.
So, read below all details about this process.
Apply online
You can apply online by accessing the OpenSky website, and it takes only a few seconds to do it. But, if you find any problem, you can also reach their Customer service by phone or chat, available on their website, as well.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
Also, you can apply using the OpenSky app, available for free on App Store and Google Play. By using the app, you will be able to apply and manage all the information of your OpenSky® Card.
Either way, applying by using the app or the website, the application will be processed within 24-48 hours.
Then, after approval and processing your security deposit, the card will be sent to you. It can take about 2 weeks for you to receive it.
OpenSky® Secured Visa® Credit Card vs. Discover it Cash Back
You already know that OpenSky® Secured Visa® Credit Card is a great option to build credit. But, if you are looking for rewards and perks, maybe you should take a look at Discover it Cash Back.
So, don’t worry, we did a quick comparison between them. Check it out!
| OpenSky® Secured Visa® | Discover it Cash Back | |
| Credit Score | No credit check | From good to excellent score |
| Annual Fee | $35 | $0 |
| Regular APR | 22.14% (variable) on purchases; 22.14% (variable) on cash advances; No penalty APR. | From 16.49% to 27.49% variable APR |
| Welcome bonus | None | Discover will match all your earned cashback at the end of your first year of account opening *Terms apply |
| Rewards | None | Get 5% cash back each quarter on spending categories Get 1% cash back on every other purchase *Terms apply |
Discover it Cash Back overview
The Discover it Cash Back card is an amazing credit card by Discover. So, if you love cashback credit cards, keep reading our overview!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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