Credit Cards (US)

OpenSky® Secured Visa® Credit Card application

The OpenSky® Secured Visa® Credit Card is a great option for people who don’t have a good credit score or a credit score at all. So, keep reading to know how to apply!

OpenSky® Secured Visa® Credit Card: Easy and online application.

Check out how you can apply for this card. Source: The Mister Finance.
Check out how you can apply for this card. Source: The Mister Finance.

Are you tired of being denied at credit checks when applying for credit cards? We know the feeling! That’s why we present to you the OpenSky® Secured Visa® Credit Card and how to apply for it. It is easy, simple, quickly and safe.

So, read below all details about this process.

card

Credit Card

OpenSky® Secured Visa®

Visa No credit check

No credit score needed; no bank account required.

You will be redirected to another website

Apply online

Learn more about the online application process. Source: Pexels.
Learn more about the online application process. Source: Pexels.

You can apply online by accessing the OpenSky website, and it takes only a few seconds to do it. But, if you find any problem, you can also reach their Customer service by phone or chat, available on their website, as well.

Apply using the app

Also, you can apply using the OpenSky app, available for free on App Store and Google Play. By using the app, you will be able to apply and manage all the information of your OpenSky® Card.

Either way, applying by using the app or the website, the application will be processed within 24-48 hours. 

Then, after approval and processing your security deposit, the card will be sent to you. It can take about 2 weeks for you to receive it.

OpenSky® Secured Visa® Credit Card vs. Discover it Cash Back

You already know that OpenSky® Secured Visa® Credit Card is a great option to build credit. But, if you are looking for rewards and perks, maybe you should take a look at Discover it Cash Back.

So, don’t worry, we did a quick comparison between them. Check it out!

OpenSky® Secured Visa®Discover it Cash Back
Credit ScoreNo credit check From good to excellent score
Annual Fee$35$0
Regular APR
22.14% (variable) on purchases;
22.14% (variable) on cash advances;
No penalty APR.
From 16.49% to 27.49% variable APR
Welcome bonusNoneDiscover will match all your earned cashback at the end of your first year of account opening

*Terms apply
RewardsNoneGet 5% cash back each quarter on spending categories
Get 1% cash back on every other purchase

*Terms apply

Discover it Cash Back overview

The Discover it Cash Back card is an amazing credit card by Discover. So, if you love cashback credit cards, keep reading our overview!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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