Credit Cards (US)
How to apply for the NetFirst Platinum credit card?
Horizon Card Services features another store card with no credit or employment checks. Read how to apply for a NetFirst Platinum card on this post!
NetFirst Platinum credit card application
The NetFirst Platinum is a credit card to use at Horizon Outlet. It doesn’t charge APR on purchases, it doesn’t require a perfect credit score for the application, and it doesn’t need a security deposit for the account opening.
Also, as it reports to a major credit bureau, it helps you build your credit.
Plus, it allows you to increase your credit line.
Even though it charges a monthly membership fee, it offers benefits like roadside assistance, Universal RX with discounts on prescription drugs, privacy protection with free access to credit reports, and legal assistance with access to a legal professional for a 30-minute consultation.
Apply online
Access the NetFirst website and click on Apply Now. Note that you can apply for a 7-day free trial before deciding to keep the card.
Then, share your contact and personal information and submit it.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
Unfortunately, there is no mobile app for this store card.
NetFirst Platinum credit card vs. OpenSky® Secured Visa® credit card
Both of these cards don’t require a perfect credit score for the application.
On one side, there is the NetFirst Platinum credit card with a 0% APR on purchases. But note that it charges a monthly membership fee that equals $177.24 annually.
Plus, it is an unsecured credit card, which means that you don’t need a security deposit when opening the account.
On the other side, there is the OpenSky® Secured Visa® card. Although it charges a variable 17.39% APR, the annual fee is lower than the sum of the NetFirst monthly fees.
Check out the comparison chart below!
NetFirst Platinum card | OpenSky® Secured Visa® card | |
Credit Score | It doesnt check credit | It doesn’t check credit |
Annual Fee | $0 (but it charges $14.77 per month as membership fee) | $35 |
Regular APR | 0% | 20.39% (variable) on purchases 20.39% (variable) on cash advances |
Welcome bonus | None | None |
Rewards | None | None |
How to apply for the OpenSky® Secured Visa®?
The OpenSky® Secured Visa® Credit Card is an option for people who don’t have a good credit score or even a bank account. See how to apply!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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