With Petal® 1 “No Annual Fee” Visa® Credit Card, your conscience will be lightened knowing that you help local businesses and earn cash back for it.

But this card is not only about rewards. It features a program to increase credit lines (terms apply), tools to help you use your card responsibly and potentially build your credit. Plus, technology to support your financial management.

And all of it with no annual fee.

Check out the summary table!

First of all, you earn 2% – 10% cash back at select merchants. All you need to do is download the mobile app, activate your location, and it will show you which local merchants participate in the Petal Offers.

Second of all, it doesn’t charge any annual or foreign transaction fees.

Third of all, it may approve consumers with poor or no credit history at all. And as it reports to all three major credit bureaus, it helps you build your credit history right away.

Also, it features a great mobile app where you can manage your financial information with tools and resources to plan better.

Plus, it offers a program named Leap that may increase your credit line within six months if you are in good standing. Terms apply.

Let’s get started with the upsides. This unsecured credit card doesn’t require a security deposit when you open an account. And it doesn’t require a perfect credit score for the application, either.

And since it reports to all three major credit bureaus, you get the chance to rebuild or build your credit history.

Moreover, it doesn’t charge annual or foreign transaction fees, and it offers 2% – 10% cash back at select merchants.

The credit limit ranges from $300 to $5,000, and you can work on increasing it with the Petal Leap program (terms apply).

Furthermore, it features a mobile app with tools that help you manage and track your financial situation.

Finally, as a Visa® card, it comes with some standard benefits, such as:

On the contrary, it doesn’t feature a balance transfer option, and there are no introductory offers.

The Petal® 1 “No Annual Fee” Visa® Credit Card will consider you even if you have a poor credit history.

If you get interested in this credit card, don’t waste another minute thinking about applying or not for it. Check out how to apply for one now!