Credit Cards (US)

How to apply for the Petal® 1 “No Annual Fee” Visa® Credit Card?

Petal® 1 "No Annual Fee" Visa® Credit Card gives you 2% - 10% cash back at select merchants with no annual fee. And it can help you build a credit score with responsible use. Check out how to get yours!

Petal® 1 “No Annual Fee” Visa® Credit Card application

Find out how the application process to get this credit card works! Source: Petal.
Find out how the application process to get this credit card works! Source: Petal.

The Petal® 1 “No Annual Fee” Visa® Credit Card, issued by WebBank, can be the newest addition to your wallet. And you don’t need to have a perfect credit score to apply for one. In fact, since it reports to all three major credit bureaus, it can help you to get your financial life back on track with responsible use.

Also, it rewards you with 2% – 10% cash back at select merchants. That’s how you can earn a statement credit while supporting local businesses.

Plus, it features a great mobile app so you can manage your finances with the right tools. And it is a Visa® card, which means you get many of its benefits.

Last but not least, this card doesn’t charge annual or foreign transaction fees at all.

Learn now how to apply for it!

card

Credit Card

Petal® 1 Visa®

Rewards Mobile app

Enjoy 2% – 10% cash back at select merchants with no annual fee!

You will be redirected to another website

Apply online

See how to apply online. Source: Canva.
See how to apply online. Source: Canva.

Access the Petal website and select Petal 1 at The Cards tab.

Then, click on Start Applying. If you have an email offer, enter it. If you don’t have one, fill in the forms with your contact and personal information.

After that, it will show you the offers, and you can submit them.

Also, you can pre-qualify for it without impacting your credit score.

Apply using the app

Download the Petal mobile app on Play Store or App Store and follow the instructions. It is easy, straightforward, and fast.

Petal® 1 “No Annual Fee” Visa® Credit Card vs. OpenSky® Secured Visa® credit card

Both these cards don’t require a high credit score to apply. But the Petal® 1 “No Annual Fee” Visa® Credit Card doesn’t charge an annual fee.

Although both of them don’t offer welcome bonuses, the Petal card gives you cash back at select merchants. 

Petal® 1 “No Annual Fee” Visa® Credit CardOpenSky® Secured Visa® card
Credit ScoreFair/Bad/Limited/No CreditBad credit/no credit
Annual Fee$0$35
Regular APR24.74% – 34.24% variable21.14% (variable) on purchases
21.14% (variable) on cash advances
Welcome bonusNoneNone
Rewards2% – 10% cash back at select merchantsNone
OpenSky® Secured Visa® Credit Card

How to apply OpenSky® Secured Visa® Credit Card?

The OpenSky® Secured Visa® Credit Card is an option for people who don’t have a good credit score or even a bank account. So, check out how to apply for it!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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