Credit Cards (US)

How to apply for the Mattress Firm Synchrony HOME™ Card ?

Are you looking for a credit card that can help you buy your new mattress? The Mattress Firm Synchrony HOME™ Card gives you financing options. So, read more if you want to apply!

Mattress Firm Synchrony HOME™ Card: Special financing to keep you relaxed in all senses.

Check out how you can apply for this card. Source: The Mister Finance.
Check out how you can apply for this card. Source: The Mister Finance.

The Mattress Firm Synchrony HOME™ Card can be a great option for those who are looking for a new credit card to help them buy their brand-new mattress.

You can get great financing benefits with this credit card. However, you need to use it only in the Mattress Firm store. So, if you think that this card can be a great help for you, keep reading our post to know how to become a card member!


Credit Card

Mattress Firm Synchrony

financing convenient

Get credit reports to all 3 major credit bureaus. No account opening fee.

You will be redirected to another website

Apply online

See how you can apply online. Source: Freepik.
See how you can apply online. Source: Freepik.

It can be simple to apply to get this credit card. You can go to the website of the Mattress Firm and apply online. Or you can even apply at a physical store.

However, keep in mind that you will need to check out your score before applying. That is because you need to be sure that it can suffer a bit of a hard inquiry from the credit card company.

To apply online to get this card, you can go to the website of the company and provide some of your personal information. After that, you can read their terms, apply and wait for them to give you a response.

Apply using the app

Once you become an owner of this credit card, you can manage your account in the mobile app offered by the credit card company. However, you will need to make your application online through their website.

Mattress Firm Synchrony HOME™ Card vs. Reflex® Platinum Mastercard® Credit Card

If you want to look for other credit card options before applying, we can give you some information to help you. Other credit cards accept poor scores, such as the Reflex card. So, here is a comparison between both cards.

Mattress Firm Synchrony HOME™ CardReflex® Platinum Mastercard® Credit Card
Credit ScorePoor to fair credit scoreAll types of credit scores
Annual FeeThis card does not charge an annual feeThe annual fee cost ranges from $75 to $99
Regular APR29.99% variable APR24.99% to 29.99% variable APR
Welcome bonusN/ANo welcome offer is available
RewardsThere are no specific rewardsThere are no rewards available
Reflex Mastercard®

How to apply for a Reflex Mastercard® Card

Are you looking for simple and effective ways to repair your credit score? The Reflex® Platinum Mastercard® can be a great ally. Check out how you can apply for it.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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