Credit Cards (US)

Reflex® Platinum Mastercard® Card application

Do you think that the Reflex® Platinum Mastercard® Card can be good for your situation? So, keep reading to know how to apply for this credit rebuilding card!

Reflex® Platinum Mastercard® Card: Learn how you can easily apply online!

Learn how you can apply for a Reflex® Platinum Mastercard® Card. Source: The Mister Finance.
Learn how you can apply for a Reflex® Platinum Mastercard® Card. Source: The Mister Finance.

If you read our other posts about the Reflex® Platinum Mastercard® Card, you know that it has some high fees for a card like this. However, it is still a card that accepts all kinds of credit scores.

If even after knowing that this might not be the best card for people with bad credit, you still think that this card can be a good fit for your situation, keep reading our post about how to apply for this card.


Credit Card

Reflex Mastercard®

Credit Builder Bad Credit OK

Initial credit limit from $300-$1,000* (subject to available credit)

You will be redirected to another website

Apply online

Learn how to apply online. Source: Adobe Stock.
Learn how to apply online. Source: Adobe Stock.

If you would like to apply for this card, know that there is a simple application process. You can go to the company’s website and click on Apply Now.

Before applying, you can check if you pre-qualify for the card by providing some personal information. You can also read the terms and conditions of the card. After that, you will get a relatively quick response from them.

Apply using the app

The mobile app where you can access the Reflex® Platinum Mastercard® Card is available for its cardholders only. And it is also available for cardmembers of other cards that are offered by CFC.

Reflex® Platinum Mastercard® Card vs. FIT® Platinum Mastercard®

As we have mentioned, the Reflex Mastercard has some hefty fees for some people. So, we prepared a comparison with another card that offers benefits for people with bad credit or no credit history at all. Here is our comparison between the Reflex Mastercard and the Fir Mastercard credit card.

Reflex Mastercard®FIT Mastercard®
Credit ScoreAll credit types are welcome to apply.Bad to Fair
Annual Fee$300 Credit Limit at $75 Annual Fee Year 1, $99 Annual Fee Year 2;
$500, $750, $1,000 Credit Limits at $125 Annual Fee.
One-time program fee: $89.
Annual fee: $99.
Monthly fee: $0 during the first year, then $6.25.
Regular APR29.99% variable APR.29.99% variable APR
Welcome bonusThere is no welcome offer available.No welcome offer is available
RewardsNo rewards.No rewards available
FIT Mastercard®

How do you get the FIT® Platinum Mastercard® Card?

Do you need to reestablish personal finances? The FIT® Platinum Mastercard® Card can be a good option for you. Read our post about how to apply for it!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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