Credit Cards (US)

The Platinum Card® from American Express: how to apply

If you have great credit and a good income, The Platinum Card® from American Express is one of the best rewards cards on the market. Find out how to apply for your card today!

by Thais Daou

08/06/2021 | Updated on 03/23/2023

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more.

Partner Offer through

The Platinum Card® from American Express: Get more value out of your spending.

See how to apply for this card. Source: The Mister Finance.
See how to apply for this card. Source: The Mister Finance.

Are you looking for a card that offers great rewards and comes with all the bells and whistles? If so, then The Platinum Card® from American Express may be just what you are looking for. This card has many benefits that include complimentary airport lounge access, travel insurance, and extended warranty coverage.


Credit Card

The Platinum Card®

international rewards

Exclusive benefits and cashback rewards with a generous intro offer.

You will be redirected to another website

In addition, it also offers a generous rewards program that allows you to earn points toward free flights and hotel stays. So if you are in the market for a high-end credit card, then this product is a good option to consider.

Read on to learn everything about its application process.

Apply online

Learn how to apply online for the American Express Platinum card. Source: Adobe Stock.
Learn how to apply online for the American Express Platinum card. Source: Adobe Stock.

After confirming you have the required credit score, and even the lifestyle that you pay for all the costs involving this premium card, then we are ready to help you apply now. It is very easy to do so.

In order to apply to the Platinum card of American Express, one option is to go directly to their web page. Afterward, by clicking on “Apply Now”, they will take you to another page.

Then, the next steps will be: provide your personal information; submit the application; and get the decision.

Apply using the app

Another option is to download the American Express app on your smartphone and follow the step via their mobile platform. See how easy it is?

Also, after receiving your new premium credit card, you will be able to enjoy the many features of the app, which can also help you to improve your personal finances.

The Platinum Card® from American Express vs. American Express Centurion® Card

Still not sure about making this decision? That is okay! Here at Mister Finance, you can find several contents on many credit cards.

For instance, if you like American Express, but are still deciding on which option to choose, then maybe you would like to compare two great American Express cards. Compare their main features below:

American Express Platinum Card®American Express Centurion®card
Credit ScoreGood – ExcellentExcellent
Annual Fee$695
Rates & Fees
Rates & Fees
Regular APRPurchases APR: See Pay Over Time APR.
Cash Advance APR: 29.99% variable.
Rates & Fees
Prime Rate + 21.99% (variable)
Rates & Fees
Welcome bonusEarn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

*Terms apply
Rewards5 points per dollar spent on American Express Travel up to $500,000 per calendar year;
5 points on hotel bookings through American Express Travel;
2 points on travel expenses booked through Amex Travel;
1 point per dollar on all other eligible purchases;
Acess to airport lounges worldwide.
1 point per dollar spent on purchases
1.5 points per dollar spent on purchases
50% bonus on Membership Rewards redemptions for paid airfare
Equinox All Access Gym Membership
Saks Fifth Avenue Credit
CLEAR membership for the cardmember and family
24/7 concierge service
American Express Centurion credit card

How do you get the American Express Centurion card

If you want to know how to apply for, and whether you are eligible for, the American Express Centurion, this is the place.

About the author

Thais Daou

Thais Daou holds an undergraduate degree in Languages — Translating and Interpreting from the São Judas Tadeu University. She has been translating, proofreading, and transcribing financial documents, as well as documents from other fields, for five years. And now she begins a new chapter in her career, writing about financial solutions in a simplified way, with a desire to spread this knowledge, which is so important.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


An easy guide to credit scores

We want to tell you everything about credit scores. Did you know you have one? We doubt that there is a more simple guide than ours.

Keep Reading

How to apply for the SoFi Private Student loans?

SoFi Private Student loans are great for those looking for flexible repayment options with zero fees. Check out how to apply for a loan now!

Keep Reading

CompareCredit website: learn about the platform and improve your finances!

Do you need a way to compare credit cards before you choose the best one/ If so, read our post about the CompareCredit website!

Keep Reading

You may also like


The Business Platinum Card® from American Express application: how does it work?

The Business Platinum Card® from American Express offers online management and credit statements for many top brands that will help you boost your company. Read on to learn how to apply!

Keep Reading

Reflex® Platinum Mastercard® credit card review: is it worth it?

If you have bad credit, you know that it can be hard to find a card that is right for you. But don't worry, Reflex® Platinum Mastercard® can help you! Check out this review and learn how to use this product to rebuild your credit today.

Keep Reading

Cheap Alaska Airlines flights: Save money on your next trip with our exclusive offers!

Ready to travel but don't want to spend big bucks? Learn how to find Alaska Airlines cheap flights!

Keep Reading