If you are looking for a credit card that allows you to build your credit history, but don’t have the income or credit rating to qualify for one of the major cards out there, then the First Access Visa® Card may be perfect for you. So, if you want to know more about this product, keep reading our First Access Visa® Card review, where you’ll learn more about its pros and cons. That way, you can decide if the credit card is the best option for your financial needs!

So, this Visa® card is an option for those who have a bad credit score or no credit history at all. 

As an unsecured credit card, it doesn’t need a secured deposit, and it helps you build up your credit score.

But, it comes with a price: a high APR and annual fee. So, check out more information below!

The First Access Visa® Card allows you to have an unsecured card without having trouble with the application process. It accepts from bad credit scores to no credit history at all. But, it doesn’t feature rewards or welcome bonuses.

Even though it is a great tool for building up credit, it charges a high APR of 34.99% and a high annual fee of $75 in the first year and $48 after that.

Firstly, this credit card doesn’t require a secured deposit. As an unsecured card, it offers a reasonable credit limit of $300.

Secondly, it offers an opportunity for those with no credit history to build up their credit score.

Thirdly, First Access doesn’t charge a monthly fee in the first year.

However, it charges an annual fee and a high APR compared to the market.

Also, the card doesn’t feature any kind of reward.

You can apply for this Visa® card even with no credit history at all. It is an opportunity to start building a credit score.

If you think that this credit card fits your profile, check out how to apply for it now!