Wayfair offers two versions of a credit card. And both of them are great. On one side, there is the Wayfair credit card with a welcome bonus, no annual fee, and 5% back in rewards at Wayfair or no interest financing if paid in full up to 24 months on qualifying orders.

You can only purchase at Wayfair group of retail sites with this credit card.

On the other side, there is the Wayfair Mastercard. This one offers all the first offers plus Wayfair Rewards on qualifying purchases everywhere you shop.

Find out how the application process works!

Access the Wayfair credit card website and click on Get Started on Set Up Your Account.

You can also pre-qualify without impacting your credit score.

Plus, note that you will be considered for both credit cards when you start your application. And if you get approved for them, you can choose which fits your needs better.

If you already have your card on hand, enter the number. If not, click on I don’t have my card on hand.

Then, provide your personal information to receive a verification code and proceed with your application.

Later, you can choose the perks you want. In addition, you can contact Wayfair by phone 24/7 for assistance: 1-800-365-2714.

It offers only the website version to access and manage your account.

An interesting alternative to the Wayfair Credit Card is the Costco Anywhere Visa® Card. Both cards by Citi have no annual fee and offer great rewards for all cardholders.

The Costco Anywhere Visa® Card requires an excellent score, but it has a lower APR. Meanwhile, the Wayfair has a welcome bonus, while the Costco Anywhere Visa® Card doesn’t.

Check the comparison table below to learn the important specs on both cards and choose the best option for your finances.