Credit Cards (US)
X1 Credit Card full review: High rewards rate!
Are you looking for a card with great benefits and a high rewards rate? If so, read our X1 Credit Card review to learn its pros and cons!
X1 Credit Card: No annual fee!
Are you looking for a credit card that offers great rewards and perks but comes with no annual or late penalty fees? Look no further than our X1 Credit Card review!
How to apply for the X1 Credit Card?
Do you need a reliable and flexible credit card to help make your financial dreams come true? Read on to apply for the X1 Credit Card!
Credit Score | Good score. But X1 considers other factors during application. |
APR | 15.25% to 27.50% variable APR for purchases and balance transfers; 27.50% variable APR for cash advances. |
Annual Fee | No annual fee. |
Fees* | No penalty APRs; 2% of each balance transfer amount; 2% of each cash advance amount; No foreign transaction fees; No late payment and over-limit fees. *Terms apply. |
Welcome bonus | N/A. |
Rewards* | 2x points on all purchases (regardless of the category); 3x points for the entire year (valid if you spend $15,00); 4x, 5x, or 10x points for every invited friend that gets a card. *Terms apply. |
Also, this card is an attractive option for any budget-conscious cardholder! Moreover, this comprehensive review will show all its features and benefits!
In addition, you’ll be able to find low APR options and ways to pre-qualify with no credit score harm!
Therefore, we’ll start by breaking down what makes it unique among other reward cards. Also, this card offers perks from low APR to assorted additional benefits!
Keep reading our X1 Credit Card review to explore if this is the perfect credit card for your lifestyle!
How does the X1 Credit Card work?
The X1 Credit Card could be just the answer for your financial needs. Also, with no annual fees, no penalty fees for late payments, and a great rewards rate, this card offers up immense value!
Moreover, you can find convenient features perfect for modern living. For example, you can start using your card even before it arrives after the application approval.
In addition, you’ll be able to get high rewards for all purchases you make with your card!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
X1 Credit Card benefits
As we mentioned, the X1 Credit card offers high-level perks to its customers. Also, you can find that it offers benefits that differ from other cards.
You can get all the perks this card offers for no annual fee. Plus, there are no late payment fees or foreign transaction fees!
So, if you want to learn more about this card to make a decision, read our pros and cons list below!
Pros
- You can get access to cell phone protection;
- There are no annual fees, foreign transaction fees, or late payment fees;
- You’ll have access to extended warranty protection and zero liability protection;
- High rewards rate.
Cons
- There is no information about a welcome bonus for new cardholders.
How good does your credit score need to be?
X1 considers more than just your credit score during the application process. However, you’ll need a good credit score to have more qualifying chances.
How to apply for the X1 Credit Card?
You can easily apply for this great card online. Also, you can check if you pre-qualify for this card before you complete the application.
Moreover, the pre-qualification process does not harm your credit score! Keep reading the following content to see how you can get this credit card.
How to apply for the X1 Credit Card?
Do you need a reliable and flexible credit card to help make your financial dreams come true? Read on to apply for the X1 Credit Card!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
What are the typical interest rates for certificates of deposit?
A CD is a savings account with a higher interest. There are typically the CD and APY rates. Find out more about these terms below!
Keep ReadingHow to apply for the Clear Money Personal Loans?
Are you in a bit of a hurry and need some cash? If so, read our post to learn how to apply for a loan with Clear Money Personal Loans!
Keep ReadingMastercard® Black Card™ review
Check out this Mastercard® Black Card™ review to learn more about one of the most exclusive and luxurious credit cards in the world.
Keep ReadingYou may also like
Marriott Bonvoy Bevy™ American Express® Card Review: Earn more
Explore the Marriott Bonvoy Bevy™ American Express® Card — a key to exclusive rewards and expanded privileges within the Marriott Bonvoy program.
Keep ReadingBest secured credit cards with no credit check: easiest to get!
Are you worried about your damaged credit score? Let's rebuild it with the help of one of these credit cards. Check the best secured credit cards with no credit check on this list.
Keep ReadingLow Income Home Energy Assistance Program: see how to apply
Discover more about the Low Income Home Energy Assistance Program and learn how to apply. Get access to energy assistance programs today!
Keep Reading