Credit Cards (US)

Old Navy credit card full review

Do you want to know more about the Old Navy credit card? It has some interesting rewards and perks related to Gap In. Just keep reading our full review to know more!

Old Navy credit card

The Old Navy credit card is an option for those who really like to buy clothes at Gap In. related brands. The card offers unique rewards, such as 20% off your first purchase as a welcome bonus for new card members. Also, the card offers 5 points for every dollar spent in Gap inc. And, with the Visa brand, you can get 1 point for each $1 that you spend everywhere else where there is Visa.

However, this card can have a relatively high variable APR, and if you like to make purchases with other categories, maybe this can be a downside of this Old Navy card. Anyhow, keep reading our full review of this card that has some interesting and unique features!

THIS CARD HAS BEEN DISCONTINUED AND REPLACED WITH A NEWER PRODUCT. SEE THE LINK BELOW TO LEARN HOW TO APPLY FOR IT.

How to apply for the Navyist Rewards Mastercard®?

Learn how to apply for the Navyist Rewards Mastercard® how to get discounts and points on your preferred in-store or online brands.

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How does the Old Navy credit card work?

Get a great shopping welcome offer as a new cardholder. Source: Gettyimages

As a new cardholder, you can get a welcome offer of 20% off your very first purchase after getting the Old Navy card. After that, you can earn 5 points for each dollar that you spend on Gap Inc. related brands. Also, there is a chance to earn 1 point for each dollar spent on places where the Visa brand is accepted.

Old Navy Credit card benefits

Pros

This card has a $0 annual fee.
It has a welcome offer for new cardmembers.

Cons

The card has a foreign transaction fee of 3%.
The card does not have many flexible and easy rewards.
3% foreign transactions fee.
Relatively high 25.99% variable APR.

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Should you get an Old Navy ?

Check out if you should get the Old Navy card. Source: Gettyimages

If you like to buy clothes in a more basic style and get some rewards for them, this card can be a good choice for you. You can get a welcome bonus of 20% off on your first purchase after getting the card and get other rewards related to the Gap Inc. family brand. However, if you want to get rewards for other types of categories, maybe you can look for a different credit card.

How good does your credit score need to be?

To get the Old Navy card, you must have a credit score ranging from average to excellent. So, you should have a score of about 630 to 850 points.

How to apply for an Old Navy credit card?

It can be very easy to make an application for the Old Navy card. You can make your application online and get a relatively fast response about it. In the post below, we will show some important information about how to apply for this credit card. So, check it out below!