Credit Cards

Old Navy credit card full review

Do you want to know more about the Old Navy credit card? It has some interesting rewards and perks related to Gap In. Just keep reading our full review to know more!

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by Victória Lourenço

09/03/2021 | Updated on 10/25/2021

Old Navy  credit card

Learn more about the Old Navy credit card in our full review! Source: Old Navy
Learn more about the Old Navy credit card in our full review! Source: Old Navy

The Old Navy credit card is an option for those who really like to buy clothes at Gap In. related brands. The card offers unique rewards, such as 20% off your first purchase as a welcome bonus for new card members. Also, the card offers 5 points for every dollar spent in Gap inc. And, with the Visa brand, you can get 1 point for each $1 that you spend everywhere else where there is Visa.

However, this card can have a relatively high variable APR, and if you like to make purchases with other categories, maybe this can be a downside of this Old Navy card. Anyhow, keep reading our full review of this card that has some interesting and unique features!

How do you get the Old Navy card?

The Old navy card offers some unique benefits for those who like basic clothing from Gap Inc. So, keep reading to learn how to apply!

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How does the Old Navy credit card work?

Get a great shopping welcome offer as a new cardholder. Source: Gettyimages
Get a great shopping welcome offer as a new cardholder. Source: Gettyimages

As a new cardholder, you can get a welcome offer of 20% off your very first purchase after getting the Old Navy card. After that, you can earn 5 points for each dollar that you spend on Gap Inc. related brands. Also, there is a chance to earn 1 point for each dollar spent on places where the Visa brand is accepted.

Old Navy  Credit card benefits

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Pros

  • This card has a $0 annual fee.
  • It has a welcome offer for new cardmembers.

Cons

  • The card has a foreign transaction fee of 3%.
  • The card does not have many flexible and easy rewards.
  • 3% foreign transactions fee.
  • Relatively high 25.99% variable APR.

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Should you get an Old Navy ?

Check out if you should get the Old Navy card. Source: Gettyimages
Check out if you should get the Old Navy card. Source: Gettyimages

If you like to buy clothes in a more basic style and get some rewards for them, this card can be a good choice for you. You can get a welcome bonus of 20% off on your first purchase after getting the card and get other rewards related to the Gap Inc. family brand. However, if you want to get rewards for other types of categories, maybe you can look for a different credit card.

How good does your credit score need to be?

To get the Old Navy card, you must have a credit score ranging from average to excellent. So, you should have a score of about 630 to 850 points.

How to apply for an Old Navy credit card?

It can be very easy to make an application for the Old Navy card. You can make your application online and get a relatively fast response about it. In the post below, we will show some important information about how to apply for this credit card. So, check it out below!

How do you get the Old Navy credit card?

The Old navy card offers some unique benefits for those who like basic clothing from Gap Inc. So, keep reading to learn how to apply!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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