Credit Cards (US)

How to apply for the Chime® Credit Builder credit card?

The Chime® Credit Builder card application process is fast and straightforward. You don’t need a credit history or a minimum deposit to apply for it. Check it out!

Advertisement

by Aline Augusto

Published on 02/03/2022

Chime® Credit Builder Card application: start building your credit for a better future!

See how to apply online to get this credit card Source: Chime®.
See how to apply online to get this credit card Source: Chime®.

A Chime® Credit Builder Card application not only helps you build credit history but also gives you tools that make the process easier.

Also, there are no annual fees, interest charges, foreign transaction fees, minimum security deposit required, and credit check in the application whatsoever.

All you need to do is open a Chime Spending Account, where you can move money into your Credit Builder to use it as a credit limit.

This helps you control, track, and manage your spending wisely and safely.

So, please find out how to do it right below!

card

Credit Card

Chime® Credit Builder

Visa No fees

Start building credit for the future with a Chime® Credit Builder card!

See an ad to be redirected to another website

Advertisement

Apply online

Find out how the Chime® Credit Builder card application works! Source: Pexels.
Find out how the Chime® Credit Builder card application works! Source: Pexels.

Access the Chime website and click on Get Started. Then, fill in the forms with your basic and personal information.

You must note you will need a direct deposit account with Chime.

So, if you don’t have an account, you have to open one at the Chime Spending Account section. It takes under 2 minutes to do it.

Apply using the app

After getting the approval, you can download the Chime app to manage your spending and track your credit-building process.

Chime® Credit Builder Card vs. Indigo® Mastercard® for Less than Perfect Credit    

Both cards help you build your credit history. However, an Indigo® Mastercard® for Less than Perfect Credit will charge interest. But, since it is an unsecured credit card, you don’t need a security deposit to start using it.

On the other hand, the Chime® Credit Builder Card is free of fees and interest. Even though it requires a Chime account and a security deposit, it doesn’t put a stake at a minimum.

Check out the comparison table below!

Chime® Credit Builder CardIndigo® Mastercard® for Less than Perfect Credit 
Credit ScoreNo credit history requiredPoor
Annual Fee$0$0 – $99 (it will be determined based on the review of your credit profile)
Regular APRNone24.90%
Welcome bonusNoneNone
RewardsNoneNone
Cartão Indigo

How to get an Indigo® Mastercard® credit card?

Take a fresh start with an Indigo® Mastercard® for Less than Perfect Credit! Check out how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics

content

How to apply for the SoFi Loan?

Check out how you can easily apply for a SoFi Loan and take advantage of low rates, no hidden fees and fast funding!

Keep Reading
content

How to apply for LifeLoans?

Do you need a personalized loan to solve your finances? The LifeLoans platform can help you! Read more to know how to apply!

Keep Reading
content

How does an escrow account work?

How does an escrow account work? Check out everything about it and don’t make any more mistakes by confusing it with other insurance details.

Keep Reading

You may also like

content

Indigo® Mastercard® with Fast Pre-qualification review

If you need a credit card to build credit and achieve your goals, read our Indigo® Mastercard® with Fast Pre-qualification review to learn more about this card!

Keep Reading
content

Life Loans review: how does it work and is it good?

Are you ready to discover what Life Loans is all about? Discover your lending options and details on getting a loan through this online platform. Read on!

Keep Reading
content

Walmart MoneyCard review: Prepaid debit card for Walmart shoppers

Walmart MoneyCard is reloadable and takes no credit into consideration. See how to add up to 4 family members accounts for free. Keep reading our Walmart MoneyCard review!

Keep Reading