Credit Cards (US)

Applied Bank® Unsecured Classic Visa® Card full review

The Applied Bank® Unsecured Classic Visa® credit card is for those who search for a card that doesn’t require a security deposit and accepts a poor credit score for the application. So, check out our full review!

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by Aline Augusto

Published on 11/16/2021

Applied Bank® Unsecured Classic Visa® credit card overview

Check out the full review. Source: Applied Bank®.
Check out the full review. Source: Applied Bank®.

Are you looking for an unsecured credit card that has access to the Visa® network and many other perks? If so, then this blog post is just what you’re looking for! So, today we’ll be reviewing the Applied Bank® Unsecured Classic Visa® credit card which can save you both time and money!

This unsecured credit card is made for people who have a bad credit score and don’t apply for traditional credit cards.

But you should know that it charges many fees, such as annual fee and monthly service fee.

Check out the summary chart of it:

Credit ScoreBad – Fair
Annual FeeSee terms
Regular APRFixed 29.99%
Welcome bonusNone
RewardsNone

How to get Applied Bank® Unsecured Classic Visa®

The Applied Bank® Unsecured Classic Visa® card doesn’t require a perfect credit score. Check out how to apply for it!

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All you need to know before applying for an Applied Bank® Unsecured Classic Visa® card

The advantage of the Applied Bank® Unsecured Classic Visa® credit card is that it doesn’t require an average or high credit score for the application. So, you can own an unsecured card without worrying your credit score is poor.

On the other hand, it charges some fees, such as an annual fee and a monthly service or maintenance fee. You can check all of it on the Applied Bank® website.

Also, it charges a high fixed APR of 29.99%. 

Plus, it doesn’t offer any kind of reward or welcome bonus.

However, it reports to the three major Credit Bureaus. And you can access additional credit. In addition, the application process is fast and easy.

Applied Bank® Unsecured Classic Visa® card advantages and disadvantages

So, what are the pros and cons? Source: Applied Bank®.
So, what are the pros and cons? Source: Applied Bank®.

If you are looking for an unsecured credit card that doesn’t require a good credit score, you may have found one.

This card provides you with a fixed APR, an easy and fast application process, and reports to all major Credit Bureaus.

But note that it charges some fees, like annual and monthly fees.

Also, and even though it offers a fixed APR, the regular rate is pretty high.

Finally, it doesn’t feature any kind of reward or sign-up bonus.

Pros

  • No perfect credit score needed
  • Unsecured credit card that doesn’t require security deposit
  • Reports to 3 major Credit Bureaus
  • Easy and fast to apply for it
  • Fixed APR

Cons

  • High regular APR
  • No welcome bonus
  • No rewards
  • Annual and monthly fees

Check out how good your credit score needs to be

You don’t need a good credit score to apply for an Applied Bank® Unsecured Classic Visa® credit card.

Learn how to apply for an Applied Bank® Unsecured Classic Visa® credit card

Are you looking for an unsecured credit card that won’t care about your poor credit score? Then, learn how to apply for an Applied Bank® Unsecured Classic Visa® credit card.

How to get Applied Bank® Unsecured Classic Visa®

The Applied Bank® Unsecured Classic Visa® card doesn’t require a perfect credit score. Check out how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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