Credit Cards (US)
Applied Bank® Unsecured Classic Visa® Card full review
The Applied Bank® Unsecured Classic Visa® credit card is for those who search for a card that doesn’t require a security deposit and accepts a poor credit score for the application. So, check out our full review!
by Aline Augusto
Applied Bank® Unsecured Classic Visa® credit card overview
Are you looking for an unsecured credit card that has access to the Visa® network and many other perks? If so, then this blog post is just what you’re looking for! So, today we’ll be reviewing the Applied Bank® Unsecured Classic Visa® credit card which can save you both time and money!
This unsecured credit card is made for people who have a bad credit score and don’t apply for traditional credit cards.
But you should know that it charges many fees, such as annual fee and monthly service fee.
Check out the summary chart of it:
|Credit Score||Bad – Fair|
|Annual Fee||See terms|
|Regular APR||Fixed 29.99%|
All you need to know before applying for an Applied Bank® Unsecured Classic Visa® card
The advantage of the Applied Bank® Unsecured Classic Visa® credit card is that it doesn’t require an average or high credit score for the application. So, you can own an unsecured card without worrying your credit score is poor.
On the other hand, it charges some fees, such as an annual fee and a monthly service or maintenance fee. You can check all of it on the Applied Bank® website.
Also, it charges a high fixed APR of 29.99%.
Plus, it doesn’t offer any kind of reward or welcome bonus.
However, it reports to the three major Credit Bureaus. And you can access additional credit. In addition, the application process is fast and easy.
Applied Bank® Unsecured Classic Visa® card advantages and disadvantages
If you are looking for an unsecured credit card that doesn’t require a good credit score, you may have found one.
This card provides you with a fixed APR, an easy and fast application process, and reports to all major Credit Bureaus.
But note that it charges some fees, like annual and monthly fees.
Also, and even though it offers a fixed APR, the regular rate is pretty high.
Finally, it doesn’t feature any kind of reward or sign-up bonus.
- No perfect credit score needed
- Unsecured credit card that doesn’t require security deposit
- Reports to 3 major Credit Bureaus
- Easy and fast to apply for it
- Fixed APR
- High regular APR
- No welcome bonus
- No rewards
- Annual and monthly fees
Check out how good your credit score needs to be
You don’t need a good credit score to apply for an Applied Bank® Unsecured Classic Visa® credit card.
Learn how to apply for an Applied Bank® Unsecured Classic Visa® credit card
Are you looking for an unsecured credit card that won’t care about your poor credit score? Then, learn how to apply for an Applied Bank® Unsecured Classic Visa® credit card.
How to apply for the Capital One Walmart Rewards® Mastercard® Card?
The Capital One Walmart Rewards® credit card is perfect when you like shopping and need some cash back after that. Check out how to apply!Keep Reading
RCI® Elite Rewards® Mastercard® review: great reward rates
Our review of the RCI® Elite Rewards® Mastercard® review gathers everything you need to know! So, take a look at it before applying for one!Keep Reading
How to apply for the Chase Freedom Unlimited® credit card?
The Chase Freedom Unlimited® credit card is a good choice if you want cash back on purchases. See how to apply for it now!Keep Reading
You may also like
You can now remove yourself from Google's search results
In a move to give users more control over their personal data, Google has announced that you can now ask them to remove your information from their search results.Keep Reading
Juno Checking Account review: Access crypto in a flash!
Get 5% cashback on 5 brands of your choice! Check out our Juno Checking account review to learn how! Let's get started!Keep Reading