Credit Cards (US)
Find the best cards even with no credit history
If you are a first-time credit card user and need to build your score, read our post to know the best cards with no credit requirements!
The best options of cards for no credit: you can build your credit
If you’re starting with no credit history, it can be tough to find a credit card that’s right for you. But don’t worry – there are plenty of great cards out there that will give you the chance to build your credit rating. This blog post will show you how to find the best cards with no credit history. So, whether you’re just starting or looking for ways to boost your credit score, read on!
Our best recommendations of cards for no credit history!
See below some of the best credit cards on the market to help you build a healthy credit history!
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Petal® 1 “No Annual Fee” Visa® Credit Card
|Regular APR||22.24% – 31.74% variable APR.|
Petal® 1 “No Annual Fee” Visa® Card Highlights
With the Petal® 1 “No Annual Fee” Visa® card, you can get a Cash Score to help you build credit. Also, you can raise your credit limit in six months by paying your bills on time. Plus, eligible merchants will give you 2-10% cash back. However, this card has some drawbacks, such as only certain merchants offer rewards.
- No foreign transaction fees.
- From 2% to 10% cash back when buying at qualifying merchants.
- No annual fee.
If you want to know more about this card, check out our post below to know all the details about how to apply for this Peral credit card!
|Annual Fee||$75 for the first year. Then, $48.|
|Regular APR||34.99% variable APR.|
Revvi Card Highlights
If you have a low credit score and problems getting approved for credit cards, the Revvi card may be for you. Also, the application process is straightforward and fast. Plus, you can earn 1% cash back rewards. However, there is an annual fee, and you will need to pay a program fee to open your account with Revvi. But if you’re just starting out in the credit business, this is one of the best cards with no credit score requirements.
- You can earn 1% cash back for purchases.
- Ravvi sends your monthly payment reports to credit bureaus.
If you don’t get approved for credit cards and really need one right now, check out our post below to learn how to apply for a Revvi card. Plus, you can get your response in seconds!
NetFirst Platinum Card
NetFirst Platinum Card Highlights
If you are looking for a card to help you make purchases at the Horizon Outlet, this NetFirst card can be good. Also, with this card, you can get a $750 credit line for merchandise. Plus, the application process does not require a credit check. However, the card does not report to the major credit bureaus.
- Good card for shopping at Horizon Outlet.
- Exclusive perks for cardholders.
- There is no credit requirements or credit check.
Don’t forget to read our post below to know all about the application process to get this card!
Horizon Card Services features another store card with no credit or employment checks. Read how to apply for a NetFirst Platinum card on this post!
Walmart Moneycard Debit Card
|Annual Fee*||If you deposit over $500, there is no monthly fee.|
Walmart Moneycard Debit Card Highlights
If you love Walmart shopping, you will love this Walmart card. Plus, you can earn cash back rewards, such as 3% to 1% cash back, with a limit of $75 each year. Also, there are no monthly fees if you deposit $500. However, if you don’t fit this requirement, there is a $5.94 monthly fee.
- Special bonuses for new cardholders.
- 3% cash back when buying at Walmart.com, 2% back valid for Walmart fuel, and 1% cash back for purchases at Walmart.
You can easily and quickly apply for the Walmart Moneycard debit card. So, check out how you can start earning cash back and all the benefits that come with this card!
Chime® Credit Builder Card
Chime® Credit Builder Card Highlights
The Chime® Credit Builder Card is a safe card that helps you build your credit score. Also, there is no need for a credit check to apply and no credit requirements. Moreover, you can limit the amount of money you spend. However, you need to open a checking account with Chime.
- No need to pay a minimum security deposit to get your card.
- Make your payments on time and increase your score.
- No interest is charged.
Learn all about how to apply to get this credit-building card in our post below!
Applied Bank® Unsecured Classic Visa® Card
Applied Bank® Unsecured Classic Visa® Card Highlights
Some people need credit cards just to help them build credit and get better card options or perks. Also, with this applied bank card, you can get accepted even with no credit history. Plus, the card will send your monthly reports to the major credit bureaus. However, there is an annual fee and other fees.
- You can pre-qualify with no harm to your score.
- Credit reports to all major credit bureaus.
Check out our post below to learn how to pre-qualify and apply for this card and get approved in seconds!
Freedom Gold Card
|Annual Fee||$177.24 ($14.77 monthly).|
Freedom Gold Card Highlights
This card is for those who like to buy at the Horizon Outlet. Also, you don’t need to have a job or a high credit score to get approved. Plus, you can get exclusive perks at the store. However, there is an annual fee, and you can only use it to shop online at the Horizon Outlet. Regardless, it is known to be one of the best cards with no credit score needed.
- Get approved with no credit check.
- $750 credit line.
If you are interested in getting a card to buy at Horizon Outlets, check out our post below to learn how to apply!
How to build your credit?
Applying for regular credit cards with no research can be a bad option if you need to build credit. However, you can apply for credit cards that will report your monthly payments to the major credit bureaus, and this can increase your credit very fast. Also, you can choose cards that don’t have many fees or high fees. This way, you can spend less and ensure you make all your payments on time to increase your credit.
Therefore, if you want to extend your research and learn all about how to build your credit fast by using credit cards, read our post below!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
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