FNB Business Gold Credit Card offers the main perks as follows: Access to eBucks Rewards for Business program, in which you earn up to 2.5% back on eligible swipes and up to 15% back on fuel purchases, prepaid electricity, and airtime, and Checkers & Shoprite spending; Flexible repayment terms, including revolving credit facility, budget facility, and full monthly settlement; No fees on purchases (except for fuel and cash withdrawals); Comprehensive Global Travel Insurance; Security features; Amazing assistance service through a 24/7 helpline for lost and fraud help services; Access to the Visa IntelliLink, a complete spend management system. In addition, there are no charges for email statements, lost card protection, and card delivery.

Fortunately, this Visa is pretty affordable. The card charges: Balance Enquiry Fee – Single Account: R0.75 / All accounts: R1.50; FNB Branch or FNB ATM with Envelope Deposit: R1.65 per R100.00; Cheque Deposit Fee (per deposit): R30.00; Deposit at ATM Advance: R0.75 per R100.00; Cash withdrawal: FNB ATM – R3.95 plus R1.30 per R100 / Other Bank’s ATM: R6.50 plus FNB ATM Fee / Branch: R50.00 plus R1.65 per R100.00; Linked Account Transfers: R3.50; Smart Transfer to FNB & Third Party Payments: R7.00; FNB Mini ATM Statement: R3.30; International Currency Commission and Conversion Fee: 2.75% Moroever, there is a monthly service fee of only R38.00. Other fees apply, so read the terms and conditions before applying.

You need to have a business account with First National Bank in order to apply for an FNB Business Gold Credit Card.

After opening your business account at FNB, you need to contact your Relationship Manager to complete your application in person or online.