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FNB Business Gold Credit Card review: a great tool for managers

If you want to access a convenient way to pay for your business goods, services, and other expenses, take a minute to read this FNB Business Gold Credit Card review.

FNB Business Gold Credit Card: three ways to pay for your business goods and services

This credit card is an excellent financial tool. Source: The Mister Finance.
This credit card is an excellent financial tool. Source: The Mister Finance.

This FNB Business Gold Credit Card review will teach you how this card works and how you can benefit from it in your everyday business management. 

FNB Business Gold Credit Card

How to apply for the FNB Business Gold Credit Card

See how to apply for an FNB Business Gold Credit Card to access flexible repayment methods, rewards, travel insurance, and more at low costs.

To sum up, this Visa offers access to rewards and flexible repayment plans at reasonable costs. Then, check out the summary below before going forward!

RequirementsBusiness Account with FNB (other requirements must be asked through the Relationship Manager)
Initiation FeeNot disclosed
Monthly FeeR38.00 
FeesBalance Enquiry Fee – Single Account: R0.75 / All accounts: R1.50;
Balance Enquiries: Free;
Credit Card purchases: Free;
FNB Branch or FNB ATM with Envelope Deposit: R1.65 per R100.00;
Minimum: R50.00;
Cheque Deposit Fee (per deposit): R30.00;
Deposit at ATM Advance: R0.75 per R100.00;
and others.
RewardseBucks Rewards for Business

So, continue reading to find out the details about this card and decide if it could help your business grow!

How does the FNB Business Gold Credit Card work?

A great business card must gather benefits for both businesses and individuals.

So, the main reason a manager will look for a credit card like that is to find a tool that helps them manage their daily business tasks along with getting rewards and other useful perks at reasonable costs.

Otherwise, a regular credit card would fit. Then, FNB features a business card that provides the best of two worlds: high earnings at a low price.

In the first place, take a look at all you can get by applying for this card:

  • Access to eBucks Rewards for Business program, in which you can earn up to 2.5% back on eligible swipes and up to 15% back on fuel purchases, prepaid electricity, and airtime, and Checkers & Shoprite spending;
  • Flexible repayment terms with three ways for you to pay, including revolving credit facility, budget facility, and full monthly settlement;
  • No fees on purchases (except for fuel and cash withdrawals);
  • Comprehensive Global Travel Insurance;
  • Security features;
  • Amazing assistance service through a 24/7 helpline for lost and fraud help services;
  • Access to the Visa IntelliLink, a complete spend management system;
  • Email statement, lost card protection, and card delivery for free.

Additionally, the card costs only R38.00 per month.

However, it is crucial to say that you need to have a business account with FNB to get this Visa and enjoy the benefits.

FNB Business Gold Credit Card benefits

Take advantage of this credit card to improve your finances. Source: Canva.
Take advantage of this credit card to improve your finances. Source: Canva.

As shown on this FNB Business Gold Credit Card review, this Visa can be an amazing tool for sales representatives and managers, since it provides flexible and convenient ways for repayment with rewards and low costs.

Pros

  • It charges a low monthly fee;
  • It offers comprehensive coverage with security features;
  • It provides you with rewards;
  • It features flexible repayment methods;
  • The assistance is good;
  • It allows access to a spend management system.

Cons

  • Disadvantages weren’t found.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

Unfortunately, this information is not disclosed. But, a healthy credit score is always recommended. 

Also, you need to have an FNB Business Account to be able to apply for it.

How to apply for the FNB Business Gold Credit Card?

If you are interested in getting a valuable tool to help you manage your business, check out how simple it is to apply for an FNB Business Gold Credit Card.

FNB Business Gold Credit Card

How to apply for the FNB Business Gold Credit Card

See how to apply for an FNB Business Gold Credit Card to access flexible repayment methods, rewards, travel insurance, and more at low costs.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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