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American Express® Platinum Credit Card review: Earn hotel credit!

If you need a card with hotel credit and travel insurance, read our American Express® Platinum Credit Card review to learn how it works!

American Express® Platinum Credit Card: Earn Membership Rewards® points!

The American Express® Platinum Card is a premium credit card. Source: The Mister Finance.
The American Express® Platinum Card is a premium credit card. Source: The Mister Finance.

Are you looking for a credit card with exclusive travel benefits and smart rewards? Then look no further because the American Express® Platinum Credit Card review is here to help you learn more! Read on!

American Express® Platinum Credit Card

How to apply for the American Express® Platinum?

Find out how to apply for the American Express® Platinum Credit Card to see how you can get hotel credit, travel insurance, and more!

Requirements*You’ll need to earn at least R62,500 per month before tax to qualify. Also, you’ll need a healthy credit score and live in South Africa, among others.
*Terms apply.
Initiation Fee*R180.
Rates & Fees
Monthly Fee*R458 monthly fee;
Credit facility service fee: R32.
Rates & Fees
Fees*No fees for additional cards;
No enrollment or linkage fees;
Cash withdrawals at Nedbank ATMs: R2.50 per R100 or part thereof;
International currency conversion fee: 2%;
There are no late payment fees;
Other fees apply.
Rates & Fees
Rewards*You can earn 30,000 bonus Membership Rewards® points when spending R10,000 on your card;
Earn $550 in hotel credit at more than 1000 eligible properties worldwide (valid when booking through Fine Hotels & Resorts);
You can earn Membership Rewards® points when making eligible purchases.
*Terms apply.

Also, this card offers more than just an ordinary credit card experience. Plus, you can receive hotel credit and exclusive airport lounge access!

Therefore, read our American Express® Platinum Credit Card review to learn more!

How does the American Express® Platinum Credit Card work?

The American Express® Platinum Credit Card can offer cardholders great travel perks and rewards points.

For example, you can earn 30,000 bonus Membership Rewards® points when spending R10,000! Moreover, you can find lounge access, Emergency Medical Cover, and more!

In addition, you can talk to customer service 24/7, even while you’re traveling!

American Express® Platinum Credit Card benefits

Enjoy travel benefits with your Amex credit card. Source: Canva.
Enjoy travel benefits with your Amex credit card. Source: Canva.

As we mentioned, this card offers incredible perks like travel insurance, hotel credit, exclusive airport lounge access, and much more!

Moreover, you can earn a great welcome bonus of Membership Rewards® points and lifestyle rewards!

However, you may also find some disadvantages to using this card. So, you can read our pros and cons list below to learn more in this American Express® Platinum Credit Card review and see if this is the best card for you!

Pros

  • You’ll find incredible hotel credit to book on Fine Hotels & Resorts;
  • There is exclusive airport lounge access;
  • You’ll earn an incredible welcome offer of 30,000 Membership Rewards® points (terms apply);
  • Varied travel insurance is available;
  • You can access 24/7 customer service to solve your trip problems and questions.

Cons

  • The credit score requirements can be hard to reach.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

You’ll need a high and healthy credit score before applying for this Amex credit card. Also, you’ll need to meet some other requirements, such as the R62,500 monthly income requirement.

Therefore, be sure that you have a high credit score and meet the other requirements before you start the application process to get this Amex card.

How to apply for the American Express® Platinum Credit Card?

You can apply for the American Express® Platinum Credit Card by filling out the application form online. Then, you’ll be able to get a quick response and see if you’re approved.

American Express® Platinum Credit Card

How to apply for the American Express® Platinum?

Find out how to apply for the American Express® Platinum Credit Card to see how you can get hotel credit, travel insurance, and more!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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