SA

How to apply for the FNB Business Gold Credit Card?

Learn how to apply for an FNB Business Gold Credit Card and get access to flexible and convenient repayment methods with many other perks.

Apply for an FNB Business Gold Credit Card: access a comprehensive and flexible spend management tool

Get a helping hand for your business with this credit card. Source: The Mister Finance.
Get a helping hand for your business with this credit card. Source: The Mister Finance.

If you need a tool to help you with your business, you should take a minute to see how to apply for an FNB Business Gold Credit Card.

card

Credit Card

FNB Business Gold Card

rewards credit facility

This credit card can help you manage your business while giving you rewards.

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In essence, this Visa offers a comprehensive list of benefits, including:

  • eBucks Rewards for Business program, in which you can earn up to 2.5% back on eligible purchases;
  • Flexible repayment terms, including revolving credit facility, budget facility, and full monthly settlement;
  • No fees on qualifying purchases;
  • Complete Global Travel Insurance;
  • Security features;
  • Amazing 24/7 assistance service;
  • Access to the Visa IntelliLink, a good and comprehensive spend management system;
  • Email statement, lost card protection, and card delivery for free.

Also, the card costs only R38.00 per month which is pretty reasonable considering the advantages and compared to other similar cards.

So, now, learn how to apply for the FNB Business Gold Credit Card to enjoy all that!

Online Application Process

The application is simple and you can do it online. Source: Canva.
The application is simple and you can do it online. Source: Canva.

To apply for it, you need to have a business account with FNB.

So, firstly, open an account with your personal and business information.

After opening your account, access the Relationship Manager to ask for the card.

Application Process using the app 

Unfortunately, you won’t be able to ask for this card using the app.

Then, please, follow the instructions described above.

FNB Business Gold Credit Card vs. FNB Private Wealth Credit Card

As can be seen, you must have a previous relationship with FNB to apply for a business credit card.

So, take a look at a fantastic card with a whole range of exclusive perks you may enjoy for yourself.

FNB Business Gold Credit CardFNB Private Wealth Credit Card
RequirementsBusiness Account with FNB
(other requirements must be asked through the Relationship Manager)
A minimum annual income of R1.8 million or assets worth R15 million;
Valid SA ID book or smart card;
At least 18 years old;
Good credit score;
Recent payslip plus bank statements (three months) 
Initiation FeeNot disclosedR175.00 (maximum – one-time fee)
Monthly FeeR38.00 R258.00 
FeesBalance Enquiry Fee – Single Account: R0.75 / All accounts: R1.50;
Balance Enquiries: Free;
Credit Card purchases: Free;
FNB Branch or FNB ATM with Envelope Deposit: R1.65 per R100.00;
Minimum: R50.00;
Cheque Deposit Fee (per deposit): R30.00;
Deposit at ATM Advance: R0.75 per R100.00;
and others.
Credit facility service fee: R17.22;
Linked Petro Card (per card linked to account): R29.50;
Card replacement: R125 (after add 5 cards);
Card purchases: Free;
Balance enquiries: Free;
Mini statement or historic statement: Free;
FNB Instant Payments: Free;
Payments and transfers (FNB App, online banking, cellphone banking): Free;
Debit orders: Free;
Send Money: Free;
International currency commission and conversion fee: 2%
RewardseBucks Rewards for BusinesseBucks Rewards (get rewarded when purchase at selected stores)

Now, learn how simple it is to apply for an FNB Private Wealth Credit Card to enjoy world-class services while proceeding with your application for a business credit card.

FNB Private Wealth Credit Metal Card

How to apply for the FNB Private Wealth Card?

Check out the different ways you can apply for an FNB Private Wealth Credit Card and enjoy unlimited advantages at a very reasonable cost.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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