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Discovery Bank Gold Card review: Earn cash back!

Are you a South African looking to make the most out of your everyday purchases and get rewarded along the way? If so, read our Discovery Bank Gold Card review!

Discovery Bank Gold Card: Rewards and discounts on regular purchases!

Read our full review and see how this gold credit card works. Source: The Mister Finance.
Read our full review and see how this gold credit card works. Source: The Mister Finance.

Are you looking for a card account that offers rewards and discounts on regular purchases in South Africa? If so, the Discovery Bank Gold Card review might be exactly what you need!

Discovery Bank Gold Card

How to apply for the Discovery Bank Gold Card?

Looking for a card with cashback for everyday purchases and discounts? Read on to learn how to apply for the Discovery Bank Gold Card!

RequirementsYou’ll need to provide your personal information to create a Discovery Bank Gold Card account, and there could be a credit check during the application.
Initiation FeeN/A.
Monthly Fee*You’ll need to pay an R90 monthly fee, which includes other credit card fees.

*Terms apply.
Fees*Up to 55 days interest-free;
Monthly additional and secondary physical cards: R40;
No fees for virtual cards;
There can be fees for transactions and others.
*Terms apply.
Rewards*Up to 40% cash back on HealthyFood purchases;
Earn up to 10% cashback on Uber rides;
Up to 10% cash back on fuel purchases you make at BP and Shell;
You can earn up to 5.50% interest on demand savings accounts;
*Terms apply.

Also, with exclusive cashback benefits and access to some of South Africa’s most popular retailers, this card is ideal for those looking to save money on their everyday expenses!

Moreover, in this article, we’ll take an in-depth look at all the features that make the Discovery Bank Gold Card a great choice for savvy shoppers.

Therefore, keep reading our Discovery Bank Gold Card review if you’re interested in learning more about this exciting card option!

How does the Discovery Bank Gold Card work?

The Discovery Bank Gold Card offers a range of cashback rewards, discounts, and other exclusive benefits on regular spending.

Moreover, this card allows you to get up to 5.50% interest n demand savings accounts and up to 4% discount on your borrowing rate!

In addition, you can get discounts on Uber rides and fuel purchases!

Discovery Bank Gold Card benefits

This Gold credit card comes witch magnific perks. Source: Canva.
This Gold credit card comes witch magnific perks. Source: Canva.

As we mentioned, this card offers great perks and discounts for those who love to spend on regular purchases.

Therefore, you can read our pros and cons list below to learn more about this card and how it can benefit your everyday life!

Pros

  • Up to 40% cash back on HealthyFood purchases;
  • You can earn up to 5.50% interest on demand savings accounts;
  • There is the chance to pay 4% less on the borrowing rate;
  • Also, there are relatively low monthly service fees.

Cons

  • There could be more ways to apply only for this credit card account;
  • They don’t show much information about the eligibility requirements for this card;
  • You’ll need to have a higher credit score to have more chances of qualifying;
  • Discovery will perform a credit check during the application process.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

Moreover, You’ll have more chances of qualifying for this credit card if you have a higher credit score.

In addition, you should be aware that Discovery will perform a credit check during the application process to get this card.

How to apply for the Discovery Bank Gold Card?

You can use the official Discovery website to provide your personal information and see which credit card account is best for you. However, you can only apply over the official phone number.

Discovery Bank Gold Card

How to apply for the Discovery Bank Gold Card?

Looking for a card with cashback for everyday purchases and discounts? Read on to learn how to apply for the Discovery Bank Gold Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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