Every new Citi Rewards+® Card member gets an initial credit limit of $1,000 or more. However, it all depends on your creditworthiness. If you have a high income and a good credit score, you’ll likely get more than $1,000. If you’re not satisfied with your initial limit, you can request an increase by calling customer service.

With the Citi Rewards+® Card, you won’t have to pay an annual fee, and you can enjoy an introductory 0% APR for 15 months on purchases and balance transfers. New members can also earn 25,000 bonus points after meeting the spending requirements. The card offers 2x points on gas and groceries up to $6,000 a year and 1x point on everything else. Members also have access to EMV Chip Technology, Citi entertaiment, credit bureau reporting, and more.

To become eligible for the Citi Rewards+® Card, you must have at least a 700+ credit score. This means that at least a good score is required. You must also meet other eligibility criteria such a solid monthly income, a low debt-to-income ratio and more.