Credit Cards (US)

How to apply for the Citi Rewards+® Card?

Read our Citi Rewards+® card application post to know how to apply and get the best out of this card's perks and benefits!

by Victória Lourenço

04/04/2022 | Updated on 03/28/2023

Citi Rewards+® card application: learn how to apply for this rewarding Citi card.

Learn all about the Citi Rewards+® credit card application! Source: The Mister Finance
Learn all about the Citi Rewards+® credit card application! Source: The Mister Finance

If you’re looking for a rewards credit card that offers bonus points on groceries, gas, and retail purchases, the Citi Rewards+ card might be a good fit. This post will explain how to apply for the card and what you can expect if you’re approved. We’ll also highlight some of the key features of the Citi Rewards+ card. So whether you’re wondering if this is the right rewards credit card, keep reading to know more about the Citi Rewards+® credit card application!


Credit Card

Citi Rewards+®

bonus mastercard

Earn ThankYou® points with no annual fee.

You will be redirected to another website

Apply online

Learn how to apply online for this Citi credit card! Source: Adobe Stock.
Learn how to apply online for this Citi credit card! Source: Adobe Stock.

Apply for this Citi credit card online at Citi’s official website. Go to their website, select the card, and click Apply Now. Then you must provide personal information like address and phone number.

Then read their terms and conditions and apply. Your Citi credit card will also be ready to use once you receive your response.

Apply using the app

After you make your application through Citi’s official website, you can download Citi’s app on your phone. Then, you can manage your credit card and Citi account through the app.

However, you will need to have already made your application online.

Citi Rewards+® Card  vs. Amazon Card  

If you still don’t know if you want to apply for this Citi credit card, we can help you decide by showing a different credit card option. For example, the Amazon credit card can give you many perks if you have an Amazon Prime membership. Therefore, check out our comparison table below to know which is best for you!

Citi Rewards+® CardAmazon card
Credit ScoreGood to excellent.Good to excellent.
Annual FeeNo annual fee.$0 (with Prime Membership).
Regular APR0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that period:

Purchases APR: 18.24% – 28.24% (Variable);
Balance Transfer APR: 18.24% – 28.24% (Variable);
Cash Advance APR: 29.99% (Variable).

There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
14.24% to 22.24% variable APR.
Welcome bonus*Earn 20,000 welcome bonus points after you spend $1,500 in your first three months from account opening. Redeemable for $200 in gift cards at thankyou.comAs a new cardholder, you can get a $100 Amazon Gift Card.
Rewards*The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
With Prime Membership, you can get 5% back for purchases made at drugstores, gas stations, and restaurants.

You can get 2% back at drugstores, restaurants, and gas stations.

1% back for all other purchases.

*Terms apply.
Amazon Rewards Visa Card

How to apply for the Amazon Card

Are you interested in getting the Amazon Prime Rewards card? You can get special rewards like 5% unlimited cash back at! Keep reading to know how to apply!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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