Credit Cards (US)

Athleta Rewards Mastercard® full review

Are you a fan of Athleta and other Gap brands? Then, you must read this Athleta Rewards Mastercard® review to learn how you can get the maximum benefits from this card while spending on your favorite stores.

Athleta Rewards Mastercard®: up to 5 points on purchases at Gap Inc.’s family of brands

If you're a frequent shopper, take a good look at this card's review. Source: The Mister Finance.
If you’re a frequent shopper, take a good look at this card’s review. Source: The Mister Finance.

If you love to be active and love buying clothes for running or yoga, you will enjoy learning that there is a card made for you. And here is the review of Athleta Rewards Mastercard®, so you can find out if it would suit you!

Athleta Rewards Mastercard®

How to apply for an Athleta Rewards Mastercard®?

If you are an Athleta client or even if not but love buying premium versatile clothes, learn how to apply for an Athleta Rewards Mastercard®!

Credit ScoreGood – Excellent
APRPurchases and balance transfers: 29.74% based on the Prime Rate;
Cash Advances: 29.99% based on the Prime Rate
Annual Fee$0
FeesForeign transaction fee: 3% per transaction;
Balance transfer fee: $5 or 5% of the amount of each transaction, whichever is greater;
Cash Advance: $10 or 5% of the amount of each transaction, whichever is greater;
Late Payment: up to $41;
Returned Payment: up to $41
Welcome bonus20% off on your first purchase at Gap Inc.’s family of brands
Rewards5 Points per dollar spent at Gap, Old Navy, Banana Republic, and Athleta;1 Point per dollar spent on other Mastercard purchases

Keep reading to discover all the details about this credit card!

How does the Athleta Rewards Mastercard® work?

Athleta is a Gap brand that creates versatile and premium clothing options for those who love to exercise and be active, whether running or swimming. 

So, if you find yourself among these kinds of people, an Athleta Rewards Mastercard® might be a fantastic choice for you. And here’s the review!

First, there is no annual fee. Although it is a good card for regular Athleta or Gap clients, it is important to mention that this Mastercard offers 1 point for every other purchase outside the family of brands at a low cost.

Also, you can earn 5 points when purchasing at Athleta, Gap, Banana Republic, and Old Navy.

As long as you keep your card active just like yourself, you get annual bonuses and quarterly bonuses on eligible purchases at your favorite brands.

Additionally, this credit card offers a discount on the first purchase and free, fast shipping on all online orders above $50.

Finally, you may watch out for the APR. Unfortunately, there is no introductory interest rate period, and other fees may apply, as shown on this Athleta Rewards Mastercard® review, including foreign transaction fees.

Athleta Rewards Mastercard® benefits

Athleta has the perfect outfit to go to the gym, for a walk, and much more. Source: Adobe Stock
Athleta has the perfect outfit to go to the gym, for a walk, and much more. Source: Adobe Stock

An Athleta credit card from Barclays might be a good choice for those who love to be active and like spending money on premium performance clothes. 

In sum, it is a cheap card with reasonable rewards and bonuses.

Pros

  • It doesn’t charge an annual fee;
  • You can earn up to 5 points on purchases at your favorite brands, plus 1 point on all other Mastercard purchases;
  • The card offers early access to select sales;
  • It provides you with annual and quarterly bonuses;
  • It features free fast shipping for all online orders of at least $50;
  • You get a 20% off on your first purchase at Gap Inc.’s family of brands.

Cons

  • There is no introductory APR;
  • It charges foreign transaction fees;
  • It is only suitable for those who regularly buy at Athleta or other Gap brands.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

Unfortunately, this information is not disclosed. But, probably, a good credit score is recommended when applying since Barclays doesn’t offer prequalification.  

How to apply for an Athleta Rewards Mastercard®?

As seen on this Athleta Rewards Mastercard®, the card might be suitable for those who regularly buy at Athleta or other Gap brands like Banana Republic and Old Navy.

So, now, learn how easy it is to apply for this Mastercard!

Athleta Rewards Mastercard®

How to apply for an Athleta Rewards Mastercard®?

If you are an Athleta client or even if not but love buying premium versatile clothes, learn how to apply for an Athleta Rewards Mastercard®!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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