Credit Cards (US)

Best credit cards with quick approval

Check out the best Quick-Approval Credit Cards and enjoy a fast decision to use the card you want almost instantly.

Credit cards: instant approvals and lots of benefits

Need a credit card ASAP? This list has the best ones. Source: Adobe Stock.
Need a credit card ASAP? This list has the best ones. Source: Adobe Stock.

Some credit cards offer faster decisions in the applications, so you can start using them right away. We’ve made a list of the best credit cards with quick approval to apply today!

The issuers process the applications within minutes and provide a credit card number so you can use the card immediately after the approval. You don’t even have to wait for the physical card to start using it.

How to get a Avant® Credit Card?

Check out how the Avant® Credit Card application works so you can apply for it and start building your credit while enjoying buying power!

We have selected the best ones that gather rewards, perks, and low costs.

Check out the list now!

Capital One Platinum Secured Credit Card

Let’s get started with a card that helps you build credit. If you have a fair credit score, applying for a credit card that features instant approval might be worth it.

Most secured credit cards have quick approval because they do not rely on your creditworthiness. As long as you place a security deposit, you can have your credit card.

The Capital One Platinum Secured Credit Card has no annual fee and requires a security deposit of $49, $99, or $200. However, the deposit is refundable.

Also, the card lets you choose the bill payment date that works best for your finances. 

Capital One offers automatic credit line reviews and credit score monitoring, so you can build solid credit history while enjoying benefits.

Some of the benefits offered include Visa® or Mastercard® travel and retail perks, Capital One Shopping, no foreign transaction fees, $0 Fraud Liability, 24/7 Customer Service, and an amazing mobile app.

capital one platinum

How to apply for a Capital One Platinum Secured?

The Capital One Platinum Secured card helps you rebuild your credit. Check out how easy it is to apply!

Upgrade Triple Cash Rewards Visa®

Another great card is the Upgrade Triple Cash Rewards Visa which offers unlimited cash back on payments.

Upgrade charges no fees, the credit lines range from $500 to $25,000, and you can earn up to 3% cash back on home, auto, and health categories.

In addition, there is a 1% rate of cash back on all other payments. Also, it offers a $200 bonus the moment you make three debit card transactions when opening a Rewards Checking account.

Furthermore, you get worldwide acceptance and some security features since the card is a Visa. The quick approval plus high limits come in handy if you need this credit card for some emergency.

Upgrade Triple Cash Rewards Visa® credit card

How to get an Upgrade Triple Cash Rewards Visa®?

Upgrade Triple Cash Rewards Visa® is a hybrid credit card and personal loan. Learn how to apply for one!

Amazon Prime Rewards Visa Signature Card

Use a credit card for online shopping and earn rewards. Source: Freepik.
Use a credit card for online shopping and earn rewards. Source: Freepik.

The Amazon Prime Rewards Visa Signature Card offers a $50 bonus for Amazon Gift Card instantly upon approval and up to 3% back as a reward.

Also, it doesn’t charge any annual or foreign transaction fees. Plus, the card comes with some exclusive features:

  • exclusive Prime cardmember offers
  • Travel & Emergency Assistance
  • Purchase Protection
  • 24/7 complimentary Visa Signature Concierge Service
  • Baggage Delay & Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
  • and much more.

But remember to read the full terms and conditions before applying. If you need a credit card with quick approval to make a purchase at Amazon, this is the perfect one.

The card bases its approval on your Prime membership status, as well.

Amazon Prime Rewards Visa Signature Card

How do you get the Amazon credit card?

Are you interested in getting the best perks as a Prime member? Read more to know how to apply to get the Amazon Prime Rewards card!

OpenSky® Secured Visa® Credit Card

Another great card for those who need to build credit fast. The OpenSky Secured Visa Credit Card doesn’t check credit, so you can apply for it and get instant approval even with poor credit.

On the other hand, the card comes with a $35 annual fee and offers no rewards.

OpenSky® Secured Visa® Credit Card

How to apply OpenSky® Secured Visa® Credit Card?

The OpenSky® Secured Visa® Credit Card is an option for people who don’t have a good credit score or even a bank account. So, check out how to apply for it!

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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Discover it® Secured Credit Card

Applying for a secured credit card is a fast way to get access to credit. Source: Freepik.
Applying for a secured credit card is a fast way to get access to credit. Source: Freepik.

This Discover credit card gathers all in one place. Besides quick approval, it offers 2% cash back at restaurants and gas stations on up to a limit of $1,000 in combined purchases per quarter.

Also, it offers unlimited 1% cash back on all other purchases. Discover provides a program that doubles the rewards you have won in the first year, too.

The Discover it Secured Credit Card has no annual fee and offers prequalification with no harm to your credit.

Discover it® Balance Transfer

How to apply for a Discover it® Balance Transfer?

Discover it® Balance Transfer offers a long 0% intro APR with no annual fee. Check out how to apply!

Wells Fargo Cash Back College℠ card

The Wells Fargo Cash Back College card offers introductory APR for six months on purchases and balance transfers. And it features rewards on every purchase you make.

The range of benefits includes cell phone protection and the possibility of building credit. This quick-approval credit card will help you manage your finances during college.

So, if you are a student, this card is a fantastic option.

wells fargo reflect card

How to apply for a Wells Fargo Reflect Card?

Enjoy intro APR for up to 21 months with a Wells Fargo Reflect Card. Check out how to apply!

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank offers great options for credit cards. The Cash+ Visa Signature Credit Card is one option with quick approval.

It gathers many benefits, including a $200 bonus, up to 5% cash back, low intro APR, and more.

Also, there is no annual fee whatsoever. The decision is made within as little as 60 seconds.

U.S. Bank Cash+® Visa® Secured card

How to get a U.S. Bank Cash+® Visa® Secured?

The U.S. Bank Cash+® Visa® Secured Card offers cash back and the opportunity for you to build credit. Check out the full review!

Citi® Double Cash Card 

Citi offers a Double Cash Card with rewards and no annual fee.

The card features 2% cash back on purchases, divided into two rates: 1% when you buy something and 1% when you pay for it.

Also, Citi offers some limited benefits, which include introductory APR and welcome bonuses. Access the official website to verify the offerings.  

Citi® Double Cash card

How to apply Citi® Double Cash credit card

The Citi® Double Cash credit card provides you with cash back when you buy and when you pay. See how to apply for it!

Blue Cash Preferred® Card from American Express 

American Express is well-known for its range of amazing credit cards. Besides the rewards and perks, some of the cards featured are instant approval. 

The Blue Cash Preferred Card offers quick approval and a spectacular welcome bonus of $350 back after spending $3,000 in purchases within the first six months from the account opening.

Plus, it offers an introductory APR of 0% on balance transfers and purchases for 12 months.

Also, the card features up to 6% cash back on purchases, travel perks, shopping & entertainment experiences, and security features.

However, all those benefits come with a price. This AMEX charges a $95 annual fee.

cartão Citi® Double Cash

How to apply for a Blue Cash Preferred® Card?

The Blue Cash Preferred® Card is an amazing option for everyday spending. Read more to know how to apply for this great rewarding card!

Choosing the best credit card: keep in mind before applying

The best credit card for you helps you accomplish your goals while keeping the costs low according to your budget.

Therefore, it is essential to learn, update, and control your finances before applying for one. Even the best credit cards with quick approval can not solve your problems overnight. 

In general, choose cards with zero or few fees, a reasonable rate of rewards, and security features.

If you travel a lot, choose a card with travel perks. On the other hand, if you need to build credit, select one that helps you with that.

In the list above, there are cards for every need and goal. But remember that your credit score is a major factor in applying for any credit card.

Do you know how to check and track your credit score? You can request your credit reports for the credit bureaus at no cost once every 12 months. Or you can use a mobile app to check your score and your reports.

In the following, you’ll find a complete article about the best apps to help you check your credit score and improve it if it’s necessary. Get your credit score where you need it to apply for the perfect credit card for you.

Credit score credit report

Best apps to check your credit score!

What do you know about your credit score? If you want to learn more about it, read our post and see the best apps to check your credit score!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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