Some credit cards offer faster decisions in the applications, so you can start using them right away. We’ve made a list of the best credit cards with quick approval to apply today!

The issuers process the applications within minutes and provide a credit card number so you can use the card immediately after the approval. You don’t even have to wait for the physical card to start using it.

We have selected the best ones that gather rewards, perks, and low costs.

Check out the list now!

Let’s get started with a card that helps you build credit. If you have a fair credit score, applying for a credit card that features instant approval might be worth it.

Most secured credit cards have quick approval because they do not rely on your creditworthiness. As long as you place a security deposit, you can have your credit card.

The Capital One Platinum Secured Credit Card has no annual fee and requires a security deposit of $49, $99, or $200. However, the deposit is refundable.

Also, the card lets you choose the bill payment date that works best for your finances. 

Capital One offers automatic credit line reviews and credit score monitoring, so you can build solid credit history while enjoying benefits.

Some of the benefits offered include Visa® or Mastercard® travel and retail perks, Capital One Shopping, no foreign transaction fees, $0 Fraud Liability, 24/7 Customer Service, and an amazing mobile app.

Another great card is the Upgrade Triple Cash Rewards Visa which offers unlimited cash back on payments.

Upgrade charges no fees, the credit lines range from $500 to $25,000, and you can earn up to 3% cash back on home, auto, and health categories.

In addition, there is a 1% rate of cash back on all other payments. Also, it offers a $200 bonus the moment you make three debit card transactions when opening a Rewards Checking account.

Furthermore, you get worldwide acceptance and some security features since the card is a Visa. The quick approval plus high limits come in handy if you need this credit card for some emergency.

The Amazon Prime Rewards Visa Signature Card offers a $50 bonus for Amazon Gift Card instantly upon approval and up to 3% back as a reward.

Also, it doesn’t charge any annual or foreign transaction fees. Plus, the card comes with some exclusive features:

But remember to read the full terms and conditions before applying. If you need a credit card with quick approval to make a purchase at Amazon, this is the perfect one.

The card bases its approval on your Prime membership status, as well.

Another great card for those who need to build credit fast. The OpenSky Secured Visa Credit Card doesn’t check credit, so you can apply for it and get instant approval even with poor credit.

On the other hand, the card comes with a $35 annual fee and offers no rewards.

This Discover credit card gathers all in one place. Besides quick approval, it offers 2% cash back at restaurants and gas stations on up to a limit of $1,000 in combined purchases per quarter.

Also, it offers unlimited 1% cash back on all other purchases. Discover provides a program that doubles the rewards you have won in the first year, too.

The Discover it Secured Credit Card has no annual fee and offers prequalification with no harm to your credit.

The Wells Fargo Cash Back College card offers introductory APR for six months on purchases and balance transfers. And it features rewards on every purchase you make.

The range of benefits includes cell phone protection and the possibility of building credit. This quick-approval credit card will help you manage your finances during college.

So, if you are a student, this card is a fantastic option.

U.S. Bank offers great options for credit cards. The Cash+ Visa Signature Credit Card is one option with quick approval.

It gathers many benefits, including a $200 bonus, up to 5% cash back, low intro APR, and more.

Also, there is no annual fee whatsoever. The decision is made within as little as 60 seconds.

Citi offers a Double Cash Card with rewards and no annual fee.

The card features 2% cash back on purchases, divided into two rates: 1% when you buy something and 1% when you pay for it.

Also, Citi offers some limited benefits, which include introductory APR and welcome bonuses. Access the official website to verify the offerings.  

American Express is well-known for its range of amazing credit cards. Besides the rewards and perks, some of the cards featured are instant approval. 

The Blue Cash Preferred Card offers quick approval and a spectacular welcome bonus of $350 back after spending $3,000 in purchases within the first six months from the account opening.

Plus, it offers an introductory APR of 0% on balance transfers and purchases for 12 months.

Also, the card features up to 6% cash back on purchases, travel perks, shopping & entertainment experiences, and security features.

However, all those benefits come with a price. This AMEX charges a $95 annual fee.

The best credit card for you helps you accomplish your goals while keeping the costs low according to your budget.

Therefore, it is essential to learn, update, and control your finances before applying for one. Even the best credit cards with quick approval can not solve your problems overnight. 

In general, choose cards with zero or few fees, a reasonable rate of rewards, and security features.

If you travel a lot, choose a card with travel perks. On the other hand, if you need to build credit, select one that helps you with that.

In the list above, there are cards for every need and goal. But remember that your credit score is a major factor in applying for any credit card.

Do you know how to check and track your credit score? You can request your credit reports for the credit bureaus at no cost once every 12 months. Or you can use a mobile app to check your score and your reports.

In the following, you’ll find a complete article about the best apps to help you check your credit score and improve it if it’s necessary. Get your credit score where you need it to apply for the perfect credit card for you.