Credit Cards (US)
How to apply for the First Phase Visa® Card?
Do you want to start building credit but don't know how? Read our post to see how you can apply for the First Phase Visa® Card!
First Phase Visa® Card application: fast application!
Do you want to get your hands on a First Phase Visa® Card? You can apply for it online; the whole process is fast and easy. Plus, you’ll get a fast decision! So why wait? Apply now and start enjoying the benefits!
Plus, you can access zero liability programs and excellent customer service to help you with any doubt at any time. Plus, you’ll get a credit limit of $300 at first.
Also, you can build your credit score because this card sends your monthly payment reports to all three major credit bureaus!
So, if you use this card wisely and make all your payments on time, you’ll be able to build credit easily and as fast as possible.
Therefore, keep reading our post to learn how to apply for the First Phase Visa® Card!
Online Application Process
To apply online for this card, you’ll need to know that there is a program fee of $89, which is a one-time fee. And you’ll need to pay this fee before you complete your application process.
Also, you’ll need to create your account with First Phase before you apply for the card. You’ll need to provide the personal information required to create your account and, later on, to apply for the card.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Other ways to apply
If you’re not comfortable applying for this card online, you won’t be able to complete the application. This is because the application process for this card is only available online through the official website.
So, you can follow the steps on the topic above to complete your application and get your new card to start building credit!
First Phase Visa® Card vs. Petal® 2 “Cash Back, No Fees” Visa® Credit Card
If you’re unsure about getting the First Phase Visa® Card, we can help you with a different credit card. For example, the Petal® 2 “Cash Back, No Fees” Visa® Credit Card.
With this credit card, you won’t need a credit score, or you can have a low score; anyway, you’ll have a high chance of getting accepted!
Also, you can build credit while making everyday purchases. Plus, you’ll earn up to 1.5% cashback. And get the chance to earn up to 10% cash back! So, read our comparison table below to help you decide!
| First Phase Visa® Card | Petal® 2 “Cash Back, No Fees” Visa® Credit Card | |
| Credit Score | Low score. | You can apply with no credit score or a low score. |
| APR | 34.99% for purchases and cash advances. | From 15.99% to 29.99% variable APRs. |
| Annual Fee | $75,00 for the first year. Then, $48 annually. | No annual fee. |
| Fees* | No cash advance fee for the first year (intro fee). Then, you’ll need to pay 3% or $10,00 of the cash advance amount, whichever is greater. *Terms apply. | This card does not charge any common fees! |
| Welcome bonus | N/A. | N/A. |
| Rewards* | N/A. | You can earn from 1% to 1.5% cash back for eligible purchases you make with your card; Plus, you can earn from 2% to 10% cash back for purchases at eligible merchants. *Terms apply. |
If you’d like to learn more about the Petal® 2 “Cash Back, No Fees” Visa® Credit Card, check the following link. It will take you to the full review here at The Mister Finance.
Petal® 2 “Cash Back, No Fees” Visa® card review
Check out the Petal® 2 "Cash Back, No Fees" Visa® Credit Card review, learn how it works, and apply for it to get the best rewards with no fees of any kind!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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