The Upgrade Triple Cash Rewards Visa® card is featured by the fintech company Upgrade that promises to deliver a new banking experience to its customers.

The credit card works as a hybrid credit card and personal loan, but it doesn’t cost a fortune. There is no annual, activation, or maintenance fees charged.

Plus, the credit lines range from $500 to $25,000, and it offers a $0 fraud liability. 

Furthermore, you get unlimited cash back on all payments, starting at 3% on some categories and 1% on all others.

Finally, check out how to apply for it! 

Access the Upgrade’s website and choose the Triple Cash Rewards Visa®.

Then, click on Get Started.

Note that it requires a good credit score for the application process. On the other hand, it checks the credit line for free and does not impact your score.

After that, fill in the forms with your personal information, individual annual income, and additional annual income. And submit it.

It’s important to note that the card is not available for residents from the following states: DC, IA, WV, and WI.

After getting approved in the process, you can download the Upgrade mobile banking app to manage your card information.

Both of them are excellent credit cards. Although the Bank of America® Unlimited Cash Rewards offers a good welcome bonus, the Upgrade Triple Cash Rewards Visa® has a higher tier of cash back.

So, check out the comparison chart below to make a wise decision.

Disclaimer: To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.