Credit Cards (US)

Upgrade Triple Cash Rewards Visa® Card application

The Upgrade Triple Cash Rewards Visa® is a hybrid credit card and personal loan at low costs. It offers rewards and zero fees. Learn how to apply for it!

by Aline Augusto

12/29/2021 | Updated on 03/09/2023

Learn how to apply and get your Upgrade Triple Cash Rewards Visa® Card.

See how you can apply for the Upgrade Triple Cash Rewards Visa®. Source: The Mister Finance.
See how you can apply for the Upgrade Triple Cash Rewards Visa®. Source: The Mister Finance.

The Upgrade Triple Cash Rewards Visa® card is featured by the fintech company Upgrade that promises to deliver a new banking experience to its customers.

The credit card works as a hybrid credit card and personal loan, but it doesn’t cost a fortune. There is no annual, activation, or maintenance fees charged.

card

Credit Card

Triple Cash Rewards

cash back no annual fee

No annual and foreign transaction fees. $0 fraud liability.

You will be redirected to another website

Plus, the credit lines range from $500 to $25,000, and it offers a $0 fraud liability. 

Furthermore, you get unlimited cash back on all payments, starting at 3% on some categories and 1% on all others.

Finally, check out how to apply for it! 

Apply online

Learn how you can apply online. Source: Unsplash.
Learn how you can apply online. Source: Unsplash.

Access the Upgrade’s website and choose the Triple Cash Rewards Visa®.

Then, click on Get Started.

Note that it requires a good credit score for the application process. On the other hand, it checks the credit line for free and does not impact your score.

After that, fill in the forms with your personal information, individual annual income, and additional annual income. And submit it.

It’s important to note that the card is not available for residents from the following states: DC, IA, WV, and WI.

Apply using the app

After getting approved in the process, you can download the Upgrade mobile banking app to manage your card information.

Upgrade Triple Cash Rewards Visa® vs. Bank of America® Unlimited Cash Rewards

Both of them are excellent credit cards. Although the Bank of America® Unlimited Cash Rewards offers a good welcome bonus, the Upgrade Triple Cash Rewards Visa® has a higher tier of cash back.

So, check out the comparison chart below to make a wise decision.

Upgrade Triple Cash Rewards Visa® cardBank of America® Unlimited Cash Rewards credit card
Credit ScoreAverage – Excellent Good – Excellent 
Annual Fee$0$0
Regular APR14.99% – 29.99% variable.From 13.99% to 23.99%
Welcome bonus$200 bonus after opening a Rewards Checking account and making 3 debit card transactions.$200 
RewardsUp to 3% cash back on payments.1.5% cash back on all purchases
Cartão Bank of America® Unlimited Cash Rewards fundo cinza

How to apply for a Bank of America® Unlimited card

Bank of America® Unlimited Cash Rewards credit card gives you cash back on all purchases. See how to apply for it!

Disclaimer: To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics

content

How to apply for the Bank of America® Travel Rewards card?

If you love to travel and want to earn rewards with no annual fee, read our post about the Bank of America® Travel Rewards card application!

Keep Reading
content

Bank of America® Customized Cash Rewards or Bank of America® Unlimited Cash Rewards: card comparison

Bank of America® Customized Cash Rewards or Unlimited Cash Rewards: enjoy cash back with no annual fee. See the comparison and choose yours!

Keep Reading
content

Verve Credit Card overview

Check out this Verve Credit Card overview and learn how this card from Continental Finance can help you repair your credit score.

Keep Reading

You may also like

content

Chase Secure Banking℠ application: how does it work?

Are you looking for a simple and budget-friendly way of managing your finances? Check out Chase Secure Banking℠! This simple guide will help set up your financial future. Read on!

Keep Reading
content

First Phase Visa® Card application: how does it work?

Applying for a First Phase Visa® Card is straightforward! Learn how to get credit for the things you already do and make your everyday life a little bit easier. Read on!

Keep Reading
content

Mission Money card application: how does it work?

Are you looking for a better way to spend your money? If so, take a look at the Mission Money card, and simplify your life. Learn how to apply for it right here.

Keep Reading