A personal loan and credit card all built in one!
Upgrade Triple Cash Rewards Visa®, get 1% back on everything you buy!
The Upgrade Triple Cash Rewards Visa® works as a hybrid credit card and personal loan at low costs. Plus, you don’t have to worry about fees as it doesn’t charge any. Also, you get up to 3% cash back on unique categories, plus $0 fraud liability.
The Upgrade Triple Cash Rewards Visa® works as a hybrid credit card and personal loan at low costs. Plus, you don’t have to worry about fees as it doesn’t charge any. Also, you get up to 3% cash back on unique categories, plus $0 fraud liability.
If you're looking for a hybrid credit card and personal loan with low fees, the Upgrade Triple Cash Rewards Visa® is perfect for you. Check some of its benefits next.
To become eligible for the Upgrade Triple Cash Rewards Visa® Card, you need at least a fair credit score. That means a FICO score of 640+. Keep in mind that your score alone is no guarantee of approval, and Upgrade will also consider other key data points such as your annual income and existing debt.
All new cardholders will have a starting spending limit of $500. However, the maximum limit could be more depending on your credit standing. A high annual income combined with a high credit score will likely result in a higher limit.
Yes. The Upgrade Triple Cash Rewards Visa® Card offers up to 3% cash back on purchases. Cardholders will earn the amount once they pay their credit card bill. Once the amount has been earned, it will be applied to the card’s balance after the next bill payment.
Yes. All new applications for the Upgrade Triple Cash Rewards Visa® Card go through a hard pull performed by Upgrade. A hard pull means a slight impact on an applicant’s credit score, but it usually only lasts for a very short period of time.
See below how you can easily apply for an Upgrade Triple Cash Rewards Visa® Card. We’ll give you a complete walkthrough of the process.
How to get an Upgrade Triple Cash Rewards Visa®?
Upgrade Triple Cash Rewards Visa® is a hybrid credit card and personal loan. Learn how to apply for one!
But if you’d like to look at another alternative before committing to one credit card, check the link below to learn more about the Bank of America® Unlimited Cash Rewards. We’ll show you all the features, plus how you can apply for it.
How to apply for a Bank of America® Unlimited card
Bank of America® Unlimited Cash Rewards credit card gives you cash back on all purchases. See how to apply for it!
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