Personal Finance (US)

Equifax Credit Score and Monitoring full review

Equifax offers many valuable products for credit monitoring and protection. Check out the full review!

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by Aline Augusto

Published on 09/11/2022

Equifax review: check out your credit score and reports instantly!

Equifax is one of the major credit bureaus and will help you keep track of your credit score. Source: Adobe Stock.
Equifax is one of the major credit bureaus and will help you keep track of your credit score. Source: Adobe Stock.

Equifax is a global data, technology, and analytics company. It is present in 24 countries and carries 122 years of brand heritage. Overall, this Equifax review will tell you exactly how it works and all its benefits.

Businesses and individuals rely on the company to access valuable data about credit so that they can make wise decisions about customers.

equifax review

How to apply for Equifax?

Equifax offers many plans for credit and report monitoring and protection. Check out how to apply!

In this article, we will review the products offered by Equifax, its features, and the public served. 

So, keep reading to learn all about this major credit bureau.

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How does Equifax Credit Monitoring work?

Equifax is one of the major credit bureaus among two other companies. It offers a wide range of products and services for individuals and businesses.

The company gathers credit data in its technological and analytical environment so everyone can rely on it to make wise decisions.

In the personal section, Equifax offers basic and premium products, including a family plan.

Now, check out the options:

  • Equifax Complete™ Premier: it includes 3-Bureau credit file monitoring and ID theft protection for $19.95 per month;
  • Equifax Complete™ Family Plan: it allows the addition of one adult plus credit monitoring for up to 4 children. The features are the same as the Premier plan. The price is $19.95 per month;
  • Norton™ 360 with LifeLock™ Ultimate Plus: it includes all-in-one protection for your devices and online privacy for $29.99 per month in the first year.

Furthermore, the company offers basic plans as follows:

  • EQUIFAX Core Credit™: monthly credit score and report for free;
  • EQUIFAX Credit Monitor™: it includes security alerts for $4.95 per month;
  • EQUIFAX Complete™: it includes credit monitoring and ID protection for $9.95 per month.

Moreover, this credit bureau offers solutions for businesses, including credit risk tools, data for verifications, fraud protection, marketing solutions, and Workforce Management.

Equifax Credit Score & Monitoring benefits review: is it legit and accurate?

There are many different plans for you to choose from at Equifax. Source: Adobe Stock.
There are many different plans for you to choose from at Equifax. Source: Adobe Stock.

Equifax is one of the most reliable credit bureaus in the world. Basically, it gathers credit data in an analytical and technological environment on which individuals and businesses rely to make wise decisions.

Furthermore, the company offers many tools and plans no matter what your need is, from free and basic plans to complete ones.

Check out the list of pros and cons before getting started with a plan.

Pros

  • Equifax offers a wide range of products and services for individuals and businesses;
  • The basic plan includes credit monitoring for free;
  • The company features a family package;
  • Most plans include ID protection;
  • The offerings for businesses are complete and reliable.

Cons

  • The free plan doesn’t offer protection.

How to join Equifax?

Now, learn how easy it is to join Equifax by choosing the best plan for your credit monitoring and protection.

equifax review

How to apply for Equifax?

Equifax offers many plans for credit & report monitoring and protection. Check out how to apply!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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