Overstock credit card review
Check out the Overstock credit card review article to learn how to get exclusive offers to make your home a place that inspires you.
by Aline Augusto
Overstock credit card: exclusive offers with no annual fee!
Overstock is an online retailer located near Salt Lake City. It was founded in 1999. And it provides products and services that help you create your dream home. Check out this Overstock credit card review article to learn how to get exclusive offers.
This store is committed to several local and national charities, and it is a fur and ivory-free retailer.
It sells furniture, rugs, décor items, bed & bath items, jewelry, lighting, products for babies and kids, home improvements in general, and more.
So, if you enjoy purchasing on this website, you should learn about its credit card. Check it out!
|Regular APR||26.99% (variable)|
|Welcome bonus||$30 in Rewards within 90 days from account opening without a promotional financing plan with a minimum purchase of $300|
|Rewards||None (only discounts and some promotional offers)|
How does the Overstock credit card work?
Overstock features a credit card that can be used on the online store. As a new cardholder, you can earn a welcome bonus of $30 in Rewards within 90 days from account opening without a promotional financing plan with a minimum purchase of $300.
Also, if you make big purchases on the website, you can enjoy a special financing plan as follows:
- 6 Months on purchases $249 or more;
- 12 Months on purchases $499 or more;
- 18 Months on purchases $1,499 or more;
- 24 Months on purchases $1,999 or more.
This credit card offers promotional payments plans with waived interest rates. But, not all promotions are available at all times. The exclusive offer will be displayed in the checkout process.
Furthermore, you can get exclusive discounts and the best of all is that there is no annual fee.
In addition, there are no fees associated with opening or keeping the account open.
You can also request an increase in credit limit, as you wish.
Overstock card benefits
Besides the fact that there is no annual fee, this store card features exclusive offers and special discounts to its cardholders.
Check out the list of pros and cons.
- It offers discounts on purchases;
- It provides financing plans with waived interest rates up to 24 months;
- There is no annual fee;
- There are no fees associated with opening or keeping the account open;
- The application process is simple and fast.
- You may qualify with at least a good credit score;
- The APR is relatively high;
- The card can only be used on Overstock;
- The rewards are limited.
How good does your credit score need to be?
The higher your score is, the best your chance to get the approval. So, it is recommended that you have at least a good credit score.
How to apply for Overstock credit card?
If you are interested in shopping at Overstock with exclusive offers, check out how to apply for its credit card.
Who are the Capital One airline partners?
Are you a Capital One customer looking for ways to enjoy the benefits of Capital One airline partners? Read on to learn more about them!Keep Reading
How to apply for the Quontic Bank High Interest Checking Account?
Are you looking for an accessible yet high-yielding account? If so, learn how to apply for the Quontic Bank High Interest Checking Account!Keep Reading
Costco Anywhere Visa® Business Card by Citi review: grow your business!
If you need a card for your business and you have a Costco membership, read our Costco Anywhere Visa® Business Card by Citi review!Keep Reading
You may also like
Sam´s Club Credit Plus Member Mastercard credit card review: is it worth it?
Find out if the Sam’s Club Credit Plus Member Mastercard credit card is right for you. This no-annual-fee option offers rewards on gas, dining, and select popular categories. Read this review to learn more!Keep Reading
Aspire® Cash Back Reward Card application: how does it work?
Are you wondering if you qualify for an Aspire® Cash Back Reward Card? You've come to the right place. Learn the ins and outs to apply for this card. Read on!Keep Reading