Credit Cards (US)
How to apply for the Overstock credit card?
In this article, you will learn how the Overstock credit card application works, so you can get your store card to decorate your home as you have always dreamed of!
by Aline Augusto
Overstock credit card application: simple and fast!
Overstock is an online store that sells furniture to home improvements items. It features a credit card with exclusive offers and financing plans of up to 24 months. In addition, the Overstock credit card application process is fast and easy.
Also, there is no annual fee, no fees for opening or maintaining the account.
Although the interest rates are relatively high, you can earn discounts and manage to pay your bills on time to avoid extra costs.
So, check out how the application works.
Overstock credit card application online
Access the Overstock website and click on Apply Now. Then, create an account with your basic information.
It is recommended that you have at least a good credit score.
After creating your account, apply for the card. If approved, you can start renovating your home as you have always dreamed of.
Apply using the app
You can download the app to get offers. However, it is best to use the website to open an account and apply for the card.
Overstock credit card vs. The Mattress Firm credit card
An Overstock credit card is a store card that offers exclusive discounts on Overstock purchases. Also, it features promotional financing plans if you want to make large purchases.
On the other hand, there is a similar store card from The Mattress Firm that accepts fair credit scores. Check out the comparison table below.
|Overstock credit Card||The Mattress Firm credit card|
|Regular APR||26.99% (variable)||29.99% (variable)|
|Welcome bonus||$30 in Rewards within 90 days from account opening without a promotional financing plan with a minimum purchase of $300||None|
|Rewards||None (only discounts and some promotional offers)||None|
Now, learn how to apply for it by reading our next post if you decide to go with The Mattress Firm credit card.
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