Credit Cards (US)
How to apply for the Overstock credit card?
In this article, you will learn how the Overstock credit card application works, so you can get your store card to decorate your home as you have always dreamed of!
Overstock credit card application: simple and fast!
Overstock is an online store that sells furniture to home improvements items. It features a credit card with exclusive offers and financing plans of up to 24 months. In addition, the Overstock credit card application process is fast and easy.
Also, there is no annual fee, no fees for opening or maintaining the account.
Although the interest rates are relatively high, you can earn discounts and manage to pay your bills on time to avoid extra costs.
So, check out how the application works.
Overstock credit card application online
Access the Overstock website and click on Apply Now. Then, create an account with your basic information.
It is recommended that you have at least a good credit score.
After creating your account, apply for the card. If approved, you can start renovating your home as you have always dreamed of.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
You can download the app to get offers. However, it is best to use the website to open an account and apply for the card.
Overstock credit card vs. The Mattress Firm credit card
An Overstock credit card is a store card that offers exclusive discounts on Overstock purchases. Also, it features promotional financing plans if you want to make large purchases.
On the other hand, there is a similar store card from The Mattress Firm that accepts fair credit scores. Check out the comparison table below.
Overstock credit Card | The Mattress Firm credit card | |
Credit Score | Good | Fair |
Annual Fee | $0 | $0 |
Regular APR | 26.99% (variable) | 29.99% (variable) |
Welcome bonus | $30 in Rewards within 90 days from account opening without a promotional financing plan with a minimum purchase of $300 | None |
Rewards | None (only discounts and some promotional offers) | None |
Now, learn how to apply for it by reading our next post if you decide to go with The Mattress Firm credit card.
How to apply for the Mattress Firm card?
Are you looking for a credit card to buy a brand new mattress? If so, the Mattress Firm card can help you! Read more to know how to apply
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
Is the crypto market going down?
Have you heard that the crypto market is going down? Are you wondering if it will grow back again? So, read this article to learn about it.
Keep ReadingWill a change to my credit card number hurt my score?
If you wonder if a change to your card number will hurt your score, check out our post to learn more about scores and how they are affected!
Keep ReadingHow to apply for the Applied Bank® Secured Visa® Gold Preferred® Card?
The Applied Bank® Secured Visa® Gold Preferred® card can help you build or rebuild your credit score. Learn how to apply for it here!
Keep ReadingYou may also like
Apply for Unique Platinum Card: quick and simple
Unlock a world of opportunities with the Unique Platinum Card - with 0% APR, this is the perfect card to build credit! Read on and learn more!
Keep ReadingWhat is financial freedom? (And how to achieve it!)
Are you wondering what financial freedom is? Find out how to identify your personal goals and develop a plan that will help you achieve your financial independence. Keep reading!
Keep ReadingBank of America Business Advantage Travel Rewards Card: apply today
Are you ready to earn points and travel more? Then apply for the Bank of America Business Advantage Travel Rewards Card today! Keep reading!
Keep Reading