Credit Cards (US)

How to apply for the Overstock credit card?

In this article, you will learn how the Overstock credit card application works, so you can get your store card to decorate your home as you have always dreamed of!


by Aline Augusto

02/24/2022 | Updated on 08/26/2022

Overstock credit card application: simple and fast!  

Learn how to apply. Source: Overstock.
Learn how to apply. Source: Overstock.

Overstock is an online store that sells furniture to home improvements items. It features a credit card with exclusive offers and financing plans of up to 24 months. In addition, the Overstock credit card application process is fast and easy.

Also, there is no annual fee, no fees for opening or maintaining the account.

Although the interest rates are relatively high, you can earn discounts and manage to pay your bills on time to avoid extra costs.

So, check out how the application works.


Credit Card


Store card Zero annual fee

Earn a welcome bonus by applying now!

See an ad to be redirected to another website


Overstock credit card application online

Find out how the Overstock credit card application process works! Source: Pexels.
Find out how the Overstock credit card application process works! Source: Pexels.

Access the Overstock website and click on Apply Now. Then, create an account with your basic information.

It is recommended that you have at least a good credit score.

After creating your account, apply for the card. If approved, you can start renovating your home as you have always dreamed of.

Apply using the app

You can download the app to get offers. However, it is best to use the website to open an account and apply for the card.

Overstock credit card vs. The Mattress Firm credit card    

An Overstock credit card is a store card that offers exclusive discounts on Overstock purchases. Also, it features promotional financing plans if you want to make large purchases.

On the other hand, there is a similar store card from The Mattress Firm that accepts fair credit scores. Check out the comparison table below.

Overstock credit CardThe Mattress Firm credit card
Credit ScoreGoodFair
Annual Fee$0$0
Regular APR26.99% (variable)29.99% (variable)
Welcome bonus$30 in Rewards within 90 days from account opening without a promotional financing plan with a minimum purchase of $300None
RewardsNone (only discounts and some promotional offers)None

Now, learn how to apply for it by reading our next post if you decide to go with The Mattress Firm credit card.

mattress firm

How to apply for the Mattress Firm card?

Are you looking for a credit card to buy a brand new mattress? If so, the Mattress Firm card can help you! Read more to know how to apply

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


How to apply for the X1 Credit Card?

Do you need a reliable and flexible credit card to help make your financial dreams come true? Read on to apply for the X1 Credit Card!

Keep Reading

Merrick Bank review: is it trustworthy?

In this Merrick Bank review, we will show all its financial products so you can decide if it fulfills your needs and goals. Check it out!

Keep Reading

How to join E*TRADE Investing account?

Learn how to open an E*TRADE Investing account with a simple online application. That way, you can start trading and investing today!

Keep Reading

You may also like


Application for the Capital One Venture Rewards Credit Card: how does it work?

The Capital One Venture Rewards Credit Card could be a good option for you. It offers miles that can be used for travel rewards, and it's easy to use. In this post, we'll explain how you can apply for it!

Keep Reading

Best credit cards in the US for a traveling lifestyle

Traveling is cool, but traveling using rewards points and paying nothing (or close to that) for the trip is even better. These cards are going to help you do just that.

Keep Reading

13 simple ways to lower your electric bill

Follow these simple tips to lower your electric bill and reduce energy costs. You can start saving right now! Read on and learn how!

Keep Reading