Credit Cards (US)

Mastercard® Black Card™ overview

Are you ready for a lifetime of high style and luxury? Then read this Mastercard® Black Card™ overview to learn how you can get it!

by Victória Lourenço

09/28/2021 | Updated on 12/07/2022

Mastercard® Black Card™: Achieve elite status for a lifetime!

Check out our Mastercard® Black Card™ overview. Source: The Mister Finance.
Check out our Mastercard® Black Card™ overview. Source: The Mister Finance.

Do you frequently travel and enjoy the finer things in life? If so, then you may be interested in this Mastercard® Black Card™ overview.

The Mastercard® Black Card™ is a luxurious offering that rewards extravagant spending. It comes with a variety of high-end features such as airport lounge access, and cashback rewards on purchases.

Travelers love the Mastercard® Black Card™ for its wide acceptance network, giving them the freedom to roam around the world without worry.

This exclusive credit card comes with a host of luxurious benefits, making it perfect for anyone who wants to get the most out of life. Keep reading our Mastercard® Black Card™ overview to find out more about what this card has to offer!

Mastercard® Black Card™

How to apply for the Mastercard® Black Card™

Do you want to have the luxury status that the Mastercard® Black Card™ can offer you? If so, read more to learn how you can apply for it!

Credit ScoreExcellent
Annual Fee$495
Regular APR17.99% variable APR for purchases and balance transfers.
Welcome bonusN/A
Rewards*1X for every dollar spent on every purchase (no spending cap)
The points that your earn with this card can be redeemed as a statement credit for 1.5% cash back or even as airline tickets (2% value redemption)

*Terms apply

What is special about the Mastercard® Black Card™

What are the main perks to this card? Source: Luxury Card.
What are the main perks to this card? Source: Luxury Card.

Mastercard® Black Card™

Achieve a luxurious status worldwide!

Airport Lounge Access with Priority Pass™ Select
2% Value for Airfare Redemption
$100 air travel credit
Cash back rewards!

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This card has special features related to luxury and status. However, those features are more just for show features. So, if you want a card that can make you look luxurious or that highlights the status your life already has, this can be a special card for you.

Moreover, this card offers a value of 2% for airfare points redemptions, 1.5% value for cash back that you redeem, and 1 point for each dollar spent.

In addition, this card offers a 24/7 luxury concierge, which you can contact by email, phone, or even through mobile chat. And an Airport Meet and Assist program to help you even more with your travels.

Who qualifies for the Mastercard® Black Card™?

People who qualify to have this luxury Mastercard credit card are looking for a card that can give them high status. Also, they have very good personal finances, and they have a somewhat luxurious lifestyle to maintain.

Moreover, they can pay for this card’s fee and the relatively high annual fee charged.

Mastercard® Black Card™

Mastercard® Black Card™ review

Do you want a card that can give you high status and luxury? If so, read our full review of the Mastercard® Black Card™!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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