The First Progress Platinum Prestige Mastercard® Secured Credit Card is for those who do not have a very high credit score. Also, you can get some benefits like the zero-liability protection program, purchase protection, and others.

Moreover, if you need to build or rebuild credit, this credit card can help you. That is because this card sends your monthly payments to all three major credit bureaus. So, if you want to know more about this card’s features, keep reading our full review!

After getting this credit card, you can start your journey to improve your credit score. That is because this credit card sends your monthly payment reports to all three major credit bureaus. Also, your credit limit will be the same amount as your initial deposit.

However, this credit card can charge a relatively high annual fee, but offers 1% cash back on monthly payments. Also, there is no upgrade to a regular unsecured credit card issued by the same company.

As this credit card is for those with not-so-good credit scores, you might think that it can be great for them. However, this credit card might charge relatively high fees, such as a foreign transaction fee and an annual fee. And this can be a downside for those with not-so-high credit scores. So, before applying, see if you can pay the fees.

To get this credit card, you do not need a very high credit score. You can have a poor credit score or even no score at all. So, if you need to improve your score, this card can help you with the payment reports it sends to the major bureaus.

It can be very easy to apply for this credit-building card, and it is an online process. So, if you need to improve credit and are interested in applying, check out our post below to find out how to get this credit card!