Synovus Bank is a member of FDIC and issues the First Latitude Platinum Mastercard Secured Credit Card. A secured card works almost like a credit card. But, you must pay a deposit that will function as your credit limit. Check out this The First Latitude Platinum Mastercard® Secured Credit Card review to learn how this card works.

Also, a secured credit card is a powerful tool that might help you increase your credit history.

Unlike traditional credit cards, the First Latitude Platinum Mastercard features an easy application that considers all credit scores in the process.

A secured credit card is a fantastic tool for those with a less-than-perfect credit score. Although most options lack rewards and welcome bonuses, secured cards have a clear goal: to help you out with your credit history building.

The First Latitude Platinum Mastercard Secured Credit Card fits perfectly on that objective. This secured credit card offers a quick and easy application and doesn’t require a credit history.

Also, you don’t need to worry about a high minimum deposit. With as little as $100, you could start using the card and building your credit.

Furthermore, the moment you open the account, credit reporting begins immediately. Note that it reports to all three major credit bureaus.

So, remember that you must pay your bills on time and use the card responsibly in order to establish a good and solid credit history.

On the contrary, the APR ranges from 23.74% on merchandise purchases to 28.74% on cash advances.

The card charges a one-time Program Fee of $19.95, an annual fee of $25 in the first year and $35 annually after that.

The First Latitude Platinum Mastercard is designed to help people to reestablish or establish a good credit history.

You could start increasing your credit score immediately if you use the card responsibly since it reports to all three major credit bureaus.

On the other hand, the card charges many fees, including an annual fee. And it lacks rewards and welcome bonuses.

Check out the list of pros and cons before applying for one.

You don’t need to present a perfect credit score to apply for a First Latitude Platinum. There is no minimum credit score required or credit history.

If you need to build credit, a First Latitude Mastercard Secured Credit Card might be perfect for you. Check out how easy it is to apply for it!