5 best accounts 2022: checking and saving!
Wondering which are the best accounts to save money in 2022? Read our post about the five best accounts to earn interest!
What account will grow your money the most? Keep reading to find out!
If you’re looking for a new checking or savings account, look no further! Here are five of the best accounts available in 2022. Each one has unique features that make them perfect for different people. So, whether you’re looking for high-interest rates, waived fees, or good customer service, there’s an account here that’s right for you. Check them out and see which one is the best fit for your needs! So, keep reading our post to know more about the best accounts in 2022!
The 5 best accounts to earn the most interest in 2022!
These savings accounts might be for you if you are looking for a way to save money or make money, but you don’t have a lot of spare time on your hands. Earning interest on the money you already have is another great way to boost both your income and your savings at the same time. However, if you do not wish to begin investing, you have the option of opening a savings account that offers a high rate of return.
You will be able to increase your wealth simply by maintaining a balance in either a checking or savings account. Therefore, take a look at our ranking of the best accounts of 2022, checking and savings, below to see where you can get the most interest on your money.
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Capital One 360 Performance Savings™ Account
Without a doubt one of the best accounts of 2022, this Capital One account, you can make the best out of the interest you earn just by keeping money in your account! Also, this account has a 0.60% APY. With this, you can keep money in your account and earn money without working. You can use this account to achieve a savings goal faster.
Moreover, the best thing about this account is that you can get all of these benefits for no annual or monthly fees. Also, there is no account minimum to open or keep your savings account working! In addition, you can be sure that your account and money are safe. This is because this savings account is protected by FDIC insurance!
|Financial products and services offered||You can earn a 0.60% APY just by keeping money in your account.|
|Fees||There are no monthly or maintenance fees.|
|Minimum balance||There is no minimum balance to open or keep your savings account.|
First Foundation Bank Online Savings Account
With the First Foundation Bank Online savings account, you can earn 1.00% APY. Also, you can open your First Foundation Bank savings account if you live in any state in the United States. Moreover, the APY you can earn with this account is 16 times greater than the national average. This way, you can definitely complete your personal plan of saving money just by leaving your money in your savings account!
In addition, you can go to the First Foundation website and use their calculator to know how much interest you can earn. However, the amount of interest you can earn depends on how much you have in your savings account every month. Plus, you don’t have to pay a monthly fee to have all these benefits, and there are no credit check requirements! So, check out our table below to know more about this excellent savings account! See below some of the features that makes this one of the best accounts in 2022.
|Financial products and services offered||You can earn up to 1.00% APY.|
Use your online account to pay your bills.
Send and receive money from friends and family.
|Fees||There is no monthly fee.|
|Minimum balance||You need to have a minimum balance of $1,000 to open your account.|
Discover Online Savings Account
The Discover Online savings account can help you save a lot more money than you ever planned to save. Also, this savings account offers 0.60% APY, which is five times the national savings average! Moreover, you can get your interest daily or monthly. In addition, you can get all of these benefits with no monthly fees! Plus, there is no minimum account opening to enjoy the benefits of this savings account!
Moreover, you can use your account to deposit a check deposit online through your mobile phone. Also, you can easily use your mobile phone to download Discover’s app. This way, you will be able to manage your account from wherever you are! Check our table below to know more about this fantastic savings account! See below for the perks that put the Discover Online Savings Account in our best accounts of 2022 list.
|Financial products and services offered||You can get 0.60% APY.|
Online check deposits.
|Fees||No monthly fees.|
|Minimum balance||No minimum balance to open your account.|
LendingClub High-Yield Savings Account
With this LendingClub savings account, you can earn a 0.70% APY! Also, you can easily apply and get your response in just minutes. Moreover, you can be sure that your money will be safe with LendingClub because your savings account is FDIC insured. Plus, you can get all of these benefits with no monthly fees! So, check out our table below to learn more!
|Financial products and services offered||You can get 0.70% APY.|
|Fees||There are no monthly fees.|
|Minimum balance*||You need to have a minimum balance of $2,500 to get the 0.70 APY.|
Chase Premier Plus Checking™ account
With this Chase checking account, you can earn interest and pay no monthly fees if you fit the requirements. For example, if you have an average balance of $15,000 in your account or deposits and investments with Chase, you don’t pay a monthly fee. However, you need to check on Chase’s official website for the average interest rate you can earn depending on the state you live in. Learn why this is one of our top picks for best accounts in 2022.
|Financial products and services offered||You can check your interest-earning rate on Chase’s website depending on the state you live in.|
|Fees||No monthly fees if you fit the requirements.|
|Minimum balance*||You need a balance of $15,000 to waive the monthly fee.|
If you want to know more about savings accounts and how to use them for your benefit, check out our post below about health savings accounts!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
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