PenFed offers the best credit card options for those with relatively high credit scores. For example, the PenFed Gold Visa® card offers a low APR for purchases and a 0% intro APR for balance transfers for 15 months! This is one of the longest intro APR periods in the market. Also, you can earn an excellent welcome bonus as a new cardholder. Therefore, read our PenFed Gold Visa® card review to learn more about this fantastic card.

With this PenFed credit card, you can get a $100 welcome bonus offer on statement credit, which is only valid if you spend $1,500 in your first 90 days. Also, as a new cardholder, you can get a 0% intro APR for balance transfers. The intro APR period is of 15 months. Moreover, the APR for purchases is relatively low, and it ranges from 7.49% to 17.99%.

In addition, you can get access to the Zero Liability Policy and ensure that your money is safe in case there are unauthorized purchases on your card. Also, you can enjoy this card’s technological features, such as the tap to pay option. Moreover, you can get all these benefits for no annual fee.

This card has amazing benefits for those who hate paying high APR fees. You can get a 0% intro APR period of 15 months for balance transfers. Plus, the variable APR for purchases ranges from 7.49% to 17.99%, which can be very low. However, this card also has some downsides. So, check out our list below of the pros and cons of the PenFed Gold Visa® card!

You need to have a really high credit score to get this PenFed credit card. An excellent credit score would be ideal to qualify. However, remember that the application process might require a credit check, which can harm your score.

You can easily apply online to get your PenFed Gold credit card. However, you just need to follow some steps to make sure that you get everything right. Therefore, read our post below to know all about how to apply for the PenFed Gold Visa® card!