Credit Cards (US)

How to apply for the PenFed Gold Visa® card?

Do you hate to pay high APR fees? If so, this PenFed card can be for you! Read our post about the PenFed Gold Visa® card application to learn more about the 0% intro APR and more!

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by Victória Lourenço

Published on 06/10/2022

PenFed Gold Visa® card application: 15-month intro APR for balance transfers

Read our post and learn how to apply for a PenFed Gold Visa® card! Source: The Mister Finance
Read our post and learn how to apply for a PenFed Gold Visa® card! Source: The Mister Finance

Are you looking for a credit card with one of the lowest intro APR periods in the market and a very low APR for purchases? If so, you might want to check out the PenFed Gold Visa® card! This PenFed credit card is an excellent credit card, as many other PenFed cards are. Also, you can earn many benefits and perks for no annual fee. So, keep reading our post and learn how to apply for a PenFed Gold Visa® card in just a few easy steps!

card

Credit Card

PenFed Gold Visa®

bonus low APR

0% intro balance transfer APR and $100 bonus offer.

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Apply online

Learn how to apply for this card online. Source: Unsplash
Learn how to apply for this card online. Source: Unsplash

You can apply for a PenFed Gold Visa® card online in just a few minutes. However, you need to know if you are already a PenFed member. This is crucial because it can be a lot easier to apply and enjoy the card’s benefits if you are a member. After that, you can click on Apply Now and provide the personal information required.

Apply using the app

You can use PenFed’s mobile app to manage your credit card and your finances. However, you cannot apply for a PenFed Gold Visa® card through it. To get your card, you’ll need to follow the online application form.

PenFed Gold Visa® credit card vs. PenFed Platinum Rewards Visa Signature® Card

Now you know how to apply for a PenFed Gold Visa® card! But if you are unsure about getting this PenFed card, we can help you out with a different credit card option, such as the PenFed Premium card. This PenFed card offers many benefits and an amazing welcome offer. Also, there is no annual fee.

PenFed Gold Visa® cardPenFed Platinum Rewards Visa Signature® Card 
Credit ScoreExcellent.Excellent.
Annual feeThere is no annual fee.No annual fee.
Regular APR7.49% to 17.99% variable APR (purchases).14.49% to 17.99% variable APR (purchases).
Welcome bonus*You can earn a $100 welcome bonus on statement credit. However, this bonus is only valid if you spend at least $1,500 in your first 90 days with the card.

Earn a 0% intro APR for balance transfers for 15 months.

*Terms apply.
Earn 15,000 bonus points. However, the offer is only valid if you spend $1,500 in your first 90 days with the card.

*Terms apply.
RewardsNo current rewards program.Earn 5 points on all gas purchases you make at the pump and on EV stations.

You can earn 3 points on qualifying purchases made at restaurants, supermarkets, and streaming services!

Get 1 point for any other purchase you make.

*Terms apply.
PenFed Platinum Rewards Visa Signature® card review

How to apply for PenFed Platinum Rewards Visa?

PenFed offers some of the best cards in the market. So, keep reading our post to know more about the PenFed Platinum Rewards Visa Signature® card application!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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