Credit Cards (US)
How to apply for the PenFed Gold Visa® card?
Do you hate to pay high APR fees? If so, this PenFed card can be for you! Read our post about the PenFed Gold Visa® card application to learn more about the 0% intro APR and more!
PenFed Gold Visa® card application: 15-month intro APR for balance transfers
Are you looking for a credit card with one of the lowest intro APR periods in the market and a very low APR for purchases? If so, you might want to check out the PenFed Gold Visa® card! This PenFed credit card is an excellent credit card, as many other PenFed cards are. Also, you can earn many benefits and perks for no annual fee. So, keep reading our post and learn how to apply for a PenFed Gold Visa® card in just a few easy steps!
Apply online
You can apply for a PenFed Gold Visa® card online in just a few minutes. However, you need to know if you are already a PenFed member. This is crucial because it can be a lot easier to apply and enjoy the card’s benefits if you are a member. After that, you can click on Apply Now and provide the personal information required.
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By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
You can use PenFed’s mobile app to manage your credit card and your finances. However, you cannot apply for a PenFed Gold Visa® card through it. To get your card, you’ll need to follow the online application form.
PenFed Gold Visa® credit card vs. PenFed Platinum Rewards Visa Signature® Card
Now you know how to apply for a PenFed Gold Visa® card! But if you are unsure about getting this PenFed card, we can help you out with a different credit card option, such as the PenFed Premium card. This PenFed card offers many benefits and an amazing welcome offer. Also, there is no annual fee.
| PenFed Gold Visa® card | PenFed Platinum Rewards Visa Signature® Card | |
| Credit Score | Excellent. | Excellent. |
| Annual fee | There is no annual fee. | No annual fee. |
| Regular APR | 7.49% to 17.99% variable APR (purchases). | 14.49% to 17.99% variable APR (purchases). |
| Welcome bonus* | You can earn a $100 welcome bonus on statement credit. However, this bonus is only valid if you spend at least $1,500 in your first 90 days with the card. Earn a 0% intro APR for balance transfers for 15 months. *Terms apply. | Earn 15,000 bonus points. However, the offer is only valid if you spend $1,500 in your first 90 days with the card. *Terms apply. |
| Rewards | No current rewards program. | Earn 5 points on all gas purchases you make at the pump and on EV stations. You can earn 3 points on qualifying purchases made at restaurants, supermarkets, and streaming services! Get 1 point for any other purchase you make. *Terms apply. |
How to apply for PenFed Platinum Rewards Visa?
PenFed offers some of the best cards in the market. So, keep reading our post to know more about the PenFed Platinum Rewards Visa Signature® card application!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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