Are you trying to decide between the Amazon Prime Rewards Visa Signature Card or Apple card? If you are a big consumer at Amazon, Whole Foods, and Apple, you might be surprised to know how much you can earn with both of these products.

On one side, there is the Amazon Prime Rewards Visa Signature Card, full of perks and no annual fee when you maintain an active Amazon Prime membership.

On the other side, there is the Apple card for those who love to collect Apple products.

Both cards offer many benefits. But before applying to one of them, find out everything about them to decide which fits your profile better.   

This credit card is suitable for those who love Amazon and/or buy at Whole Foods. Besides the fact you can get 1% back on all purchases, the rewards’ greatest level is activated when you purchase at Amazon and Whole Foods Market.

In addition, you can earn 2% back at restaurants, gas stations, and drugstores. 

And it is pretty simple to redeem the rewards for direct deposit, a statement credit, or even Amazon purchases.

But if you think the main benefit you can get from this card is the reward rate, you are mistaken.

The Amazon Prime Rewards Visa Signature offers a complete package of perks, including Roadside Dispatch, Auto Rental Collision Damage Waiver, Purchase Protection, Extended Warranty, and 24/7 complimentary Visa Signature Concierge Service.

Also, if you love traveling, this Visa provides many benefits such as no foreign transaction fees, Travel & Emergency Assistance, Lost Luggage Reimbursement, Baggage Delay Insurance, and Travel Accident Insurance.

However, you must know some of those benefits are paid. The card provides you only access to them.

So, read the terms and conditions before signing up.

Furthermore, you have to maintain an Amazon Prime membership if you don’t want to pay an annual fee.    

If you usually utilize Apple Pay on your purchases, an Apple credit card might be worth considering as your next card.

Besides the fact you can start using it immediately with Apple Pay, you can get unlimited 2% cash back when paying through it, 3% cash back on Apple purchases & select merchants, and 1% cash back on all other purchases.

This Mastercard doesn’t charge you any fees whatsoever. 

Also, it claims to encourage people to pay less interest. One example of that is the fact that you can purchase select Apple products and pay for them in monthly installments interest-free.

Furthermore, it features Mastercard benefits like ID theft protection and the possibility to get an Apple Card Family for your entire family.

The card also features a whole new and high-security level through technologies like Face ID, Touch ID, and more.       

The Amazon Prime Rewards Visa Signature Card offers a superior rewards rate for those who regularly purchase on Amazon and Whole Foods.

It is an excellent store card with plenty of perks for travelers and consumers.

Although some benefits require payment if you use them, this Visa provides access when you need it.

Moreover, the card offers a welcome bonus, a limited extra bonus at Amazon on select products, a simple and flexible rewards redemption plan, and no foreign transaction fee.

Plus, the annual fee is zero with an Amazon Prime membership.  

If you are an Apple enthusiastic, the credit card offers a lot. One of its main benefits is the $0 fee. So, there is no annual fee, no foreign transaction fee, no late fee, cash advance, or over-the-limit fee.

The card allows you to buy selected Apple products and pay for them through interest-free monthly payments.

Also, you get the Mastercard package of protection and exclusive experiences, and a great rate of rewards.

Unfortunately, the card requires a good credit score for those who want to apply for it. Also, you need to pay for some perks.

And you must maintain an active Amazon Prime membership in order to waive the annual fee.

Unlike Amazon card, the Apple doesn’t offer a welcome bonus. 

In addition, it requires Apple hardware and Apple Pay for you to use it and get the full experience and rewards.

Both cards are worth considering if you are an Amazon or Apple consumer. So, if you use your Amazon Prime membership and purchase on Amazon or Whole Foods, the Amazon Prime Rewards Visa Signature might be a good option for you.

On the other hand, if you have an iPhone or other Apple product, and mainly use an Apple Pay, the card will be delightful for you.

However, if you are looking for another store branded card with lots of exclusive perks, follow the recommended link for the application process of the Walmart Moneycard debit card. All credit scores are welcome to apply and you can get cash back on all your purchases!