Citibank features two cards: Wayfair Credit Card and Wayfair Mastercard, and you learn more about their differences in this review!

Both of them are specially made for home-enhancing purchases since they are great for those who buy at Wayfair and its group of retail sites.

This group includes all Wayfair sites like wayfair.com, jossandmain.com, allmodern.com, birchlane.com, and perigold.com.

While you can only use the Wayfair Card in those websites, the Wayfair Mastercard offers wider acceptance.

So, whether you work with house decoration or you like to buy everything for your home, you should learn more about this credit card. Keep reading our Wayfair credit card review!

First of all, you need to know that there are two versions of Wayfair credit cards. And when you apply for it, you will be considered for both. So, you can either be approved for one or the two versions of it.

If you are approved for both cards, you can choose which fits your needs better.

Also, you should know that both of them are free of annual fees, unlike many other store cards and credit cards.

Second of all, let’s talk about valuable rewards. If you manage to get the Wayfair Credit Card, you can receive a welcome bonus with a discount for a qualified first order.

In addition, you can choose between 5% back in rewards at Wayfair or no interest financing if paid in full up to 24 months on qualifying orders.

On the other hand, if you choose the Wayfair Mastercard, besides those perks above, you get extra rewards on qualifying purchases, such as 3% at grocery stores, 2% online, and 1% everywhere else.

Furthermore, the rewards don’t expire, and they are worth 3 cents per point. Note that most cards offer only a base of 1 cent per point in rewards redeemed.

Even though we couldn’t determine a minimum credit score recommended for applying for this card, Wayfair allows you to pre-qualify without impacting your credit score.

Wayfair offers you the possibility of having a credit card to purchase on its retail sites or having one to use everywhere Mastercard is accepted.

Also, it gives you the chance to choose the rewards that combine more with your needs. So, you can get 5% back in rewards at Wayfair or no interest financing if paid in full up to 24 months on qualifying orders.

Plus, you can access and manage your account 24/7 online. See the pros and cons below in our Wayfair credit card review.

Unfortunately, we couldn’t confirm this information. However, you can pre-qualify without impacting your credit score.

Whether you are a casual shopper or a house decorator, Wayfair is that place where you find everything for your home. If you’ve made it this far in our Wayfair credit card review, check the link below to learn how you can apply for both cards!