The Self Visa® Credit Card is a secured card, which means you’re responsible for putting down a security deposit that acts as your credit limit. Self allows all cardholders a limit between $100 and $3,000. If you keep your account in good standing, you may request a limit increase over time.

The Self Visa® Credit Card has an annual fee of $25. It’s important to note that the annual fee will be deducted from your initial spending limit once you request the card and fund the security deposit. So if your deposit is $100, you’ll only have $75 available for use.

No, unfortunately Self does not offer unsecured credit cards. You can, however, graduate to a partially unsecured card since Self periodically reviews your account activity and may increase your spending limit without the need of an additional security deposit if you use the card responsibly.

You can use your Self Visa® Credit Card anywhere in the United States where merchants accept Visa. However, if you’re looking for a card that is accepted internationally, this is not the best option for you as it doesn’t work overseas.